How to invest in cryptocurrency for beginners: The Only Comprehensive Guide You will Ever Need

Investing in Cryptocurrency for Beginners: The Ultimate Guide

Anyone looking to venture into the world of cryptocurrencies safely, confidently, and without hesitation asks how to invest in cryptocurrencies. In recent years, investing in cryptocurrency, a digital asset based on blockchain technology, has grown in popularity. With a market capitalization of more than $1 trillion in early 2021, cryptocurrencies have gained popularity despite being a volatile financial class.

If you’re interested in investing in cryptocurrency, follow these steps below, you will start theoretical reading and followed by practical tasks at the end of conclusion:

1. Research cryptocurrencies: Before investing, understand the technology, uses, and risks of each cryptocurrency. Bitcoin and Ethereum are popular, but there are thousands of others, each with unique features and growth potential.
2. Choose a crypto wallet: To store your cryptocurrency, consider a digital or hardware wallet – a USB drive that stores your cryptocurrencies offline for added security. Ensure your chosen wallet supports your investment.
3. Select a cryptocurrency exchange: To trade cryptocurrencies, choose a reliable exchange with a good reputation, low transaction fees, and high liquidity. Popular exchanges include Coinbase, Binance, and Kraken.
4. Diversify your portfolio: Mitigate risks by diversifying your cryptocurrency portfolio, or invest in other assets, such as traditional stocks and bonds.
5. Determine your risk tolerance: Cryptocurrencies are high-risk, so only invest what you can afford to lose. Consider your time horizon, financial goals, and risk tolerance before deciding your investment amount. 6. Understand transaction fees and taxes: Cryptocurrency transactions may incur fees and taxes. Understand these costs and their impact on your investment profits.
6. Stay informed: The cryptocurrency market is constantly evolving, so stay informed about news, trends, and regulations that may affect the market and your investments. Investing in cryptocurrency can be lucrative, but approach with caution and do your due diligence. By understanding the technology, risks, and potential rewards, you can make informed decisions about investing in cryptocurrencies.

What is Cryptocurrency?

Cryptocurrency is a digital or virtual currency that utilises cryptography for security and operates independently of a central bank. It’s decentralised and runs on blockchain technology, a secure and transparent ledger system. Unlike traditional currencies, cryptocurrency can be used as a payment form, a medium of exchange, and an investment asset. Some popular cryptocurrencies include Bitcoin, Ethereum, and Ripple, among thousands of others. Despite the cryptocurrency market’s high volatility and risk, it offers the potential for substantial returns and has increasingly become mainstream in recent years.

Advantages of Investing in Cryptocurrency

Investing in cryptocurrency can come with many advantages that traditional investments may not offer. Here are some of the benefits of investing in cryptocurrencies:

1. High potential returns: Known for their volatility, cryptocurrencies can yield high gains or losses. If you invest wisely and diversify your portfolio, you could potentially see greater returns than with traditional investments.
2. Decentralised and accessible: Cryptocurrencies, not being controlled by any government or central authority, offer investors a level of control and access to their investments that traditional investments may not.
3. Transparency: Blockchain technology, the backbone of most cryptocurrencies, enables transparent and secure transactions. You can see all transactions on the network, helping prevent fraud and providing more transparency for investors.
4. Diversification: As a new and unique asset class, cryptocurrencies can help create a diversified portfolio. Including cryptocurrency in your portfolio can potentially reduce risks associated with traditional investments.
5. Global accessibility: Cryptocurrencies can be bought, sold, and traded globally on various exchanges, making them a highly accessible form of investment.
6. Lower fees: Transaction fees for buying and selling cryptocurrencies are generally lower than those for traditional investments, making it easier for investors to enter and exit positions without incurring high costs. Overall, investing in cryptocurrency can provide unique opportunities that traditional investments may not. However, as with any investment, it’s important to research and understand the risks before investing.

Disadvantages of Investing in Cryptocurrency

While investing in cryptocurrency may have its merits, it’s crucial to also consider the potential downsides before making any financial decisions. Here are some of the disadvantages of investing in cryptocurrency:

1. Volatility: Cryptocurrencies are notorious for their extreme volatility, with values that can rapidly fluctuate or even plummet. This can lead to substantial losses for unprepared investors.
2. Lack of regulation: Cryptocurrencies currently lack regulation by any government or financial institution, leaving investors unprotected against fraud or other illegal activities.
3. Cybersecurity risks: As digital assets, cryptocurrencies are susceptible to cybersecurity threats, including hacking and theft. Investors must secure their digital wallets diligently, as a cyber attack could result in the loss of their entire investment.
4. Limited real-world use: Although some companies have begun accepting cryptocurrencies as payment, their real-world use remains limited. This can make it challenging for investors to use their cryptocurrency holdings for purchasing goods and services.
5. Complexity: Cryptocurrencies can be intricate and difficult to comprehend, necessitating extensive research and knowledge. This makes it daunting for novice investors to navigate the market and make informed investment decisions.
6. Lack of liquidity: Unlike traditional stocks and bonds, cryptocurrencies might not offer the same level of liquidity, making it challenging to buy or sell large amounts of cryptocurrency at once. In conclusion, while cryptocurrency investment may promise high returns, it’s crucial to carefully weigh the risks and potential downsides before making any investment decisions. As with any investment, conducting thorough research and making informed decisions is essential to protect financial interests.

Apple Computers and Devices

Computers and Apple devices have become an integral part of our daily lives. They are used for everything from browsing the internet and communicating with others, to creating and saving essential documents. These devices have revolutionised the way we live and work. Whether you’re in the market for a new device or simply want to optimise the one you currently own, there are several key factors to consider. Performance, functionality, and security are paramount. Mac computer or MacBook Pro.

Computer Gaming Laptop

When it comes to computer gaming, a high-performance laptop is vital for the best gaming experience. A gaming laptop should boast powerful specifications to handle intensive graphics and processing demands, whilst remaining portable for on-the-go gaming. A key feature to consider when shopping for a gaming laptop is battery life. Gamers require a laptop with a long-lasting battery to eliminate the disruption of low battery during gameplay. It’s crucial to seek a laptop with a battery life of at least 6-8 hours, ideally more. Another indispensable feature is quick function execution. A high-speed processor and ample RAM are essential to ensure games run smoothly and efficiently without lag or freezing. Aim for a laptop with at least an Intel Core i7 processor and 16GB of RAM for superior performance. Additionally, a dedicated graphics card is vital for gaming laptops. NVIDIA and AMD are renowned graphics card brands that offer excellent performance in the gaming sector. It’s advisable to opt for a laptop with a dedicated graphics card with a minimum of 4GB of dedicated video memory. The laptop’s size and weight should also be considered, as gamers often transport their laptops to various locations for tournaments or LAN parties. A 15-inch or 17-inch display is standard for gaming laptops, and a weight of roughly 5-6 pounds is ideal for portability. When selecting a gaming laptop, it’s important to consider the overall build quality and durability, as well as the cooling system. Gaming laptops generate more heat than regular laptops, so an efficient cooling system is needed to prevent overheating and damage to the internal components. In summary, when searching for a computer gaming laptop, remember to consider battery life, speed, graphics card, display size, weight, build quality, and cooling system. With the right laptop, gamers can enjoy their favourite titles without interference and experience optimal gameplay wherever they are.

Antivirus, VPNs, Cyber Security Software & Anti-Malware

In today’s technology-driven world, cyber attackers and malicious software significantly threaten the security of personal and business information. Every day, increasingly advanced attacks are developed to exploit vulnerabilities in computer systems and networks. To combat these threats, antivirus, cybersecurity software, and anti-malware tools are crucial. Antivirus software, a type of cybersecurity software, is designed to protect a computer or network from malicious software, also known as malware. It works by scanning files and programmes for known viruses, trojans, and other types of malware, detecting and removing any harmful software that may have infected the system to prevent further damage. Cybersecurity software is a broader category that encompasses antivirus software and other security solutions that protect computer systems and networks from cyber threats. This software can include firewalls, intrusion detection and prevention systems, and virtual private networks (VPNs). It can be installed on individual computers or used to protect entire networks, preventing unauthorised access and protecting sensitive data. Anti-malware software is designed to specifically target and remove malware from a system. Similar to antivirus software, it scans for and removes malicious software such as viruses, spyware, and adware. It can also block malicious websites and downloads of potentially harmful content. However, it’s important to note that while antivirus, cybersecurity, and anti-malware software provide essential protection against cyber threats, they are not foolproof solutions. It’s crucial to follow best practices for cybersecurity, including regularly backing up data, keeping software updated, and being cautious when downloading and opening files from unknown sources. In conclusion, antivirus, cybersecurity software, and anti-malware tools are invaluable assets in the fight against cyber attacks. They provide critical protection for individual computers and networks, guarding against malicious software and unauthorised access. By using these tools in conjunction with best cybersecurity practices, individuals and businesses can minimise the risk of experiencing a costly cyber attack.

Kaspersky Total Security

Kaspersky Total Security is a comprehensive cybersecurity solution that safeguards your devices, privacy, identity, and finances. Designed to shield users from a variety of cyber threats, including viruses, malware, phishing, and ransomware, this software offers key features such as multi-device protection and real-time alerts. With a single licence, Kaspersky Total Security allows you to protect up to five devices, including PC, Mac, Android, and iOS devices, making it an optimal solution for users with multiple devices requiring protection. The software’s real-time protection feature continuously monitors your devices for potential threats, promptly alerting you to any suspicious activity, enabling immediate action to prevent damage or data loss. In addition to protection features, Kaspersky Total Security offers several privacy tools. It includes a VPN service that encrypts your online activity, ensuring anonymity while browsing the internet. Its password manager securely stores your passwords and assists in generating robust ones to avoid hacking. The software also features Safe Money, providing added protection when shopping or banking online. This feature establishes a secure connection between your device and the website you’re visiting, safeguarding your personal and financial information from potential intruders. In conclusion, Kaspersky Total Security is a comprehensive cybersecurity solution offering a range of protection and privacy features. It’s an efficient method to ensure your devices and personal information are perpetually safe from cyber threats.

Guardio

Guardio provides an excellent solution for those seeking an effective ad blocker and a straightforward way to invest in cryptocurrency. With its ad blocker, you can shield your online browsing experience from annoying ads and pop-ups, ensuring uninterrupted and distraction-free internet use. In addition to its ad-blocking feature, Guardio offers a simple and secure way to invest in cryptocurrency. It allows you to purchase and manage your cryptocurrency investments from one platform, facilitating portfolio diversification and capitalising on the growing popularity of cryptocurrencies like Bitcoin and Ethereum. Guardio also offers robust protection against various online threats such as malware, phishing attempts, and other malicious activities. The software continuously scans your device for potential threats, alerting you promptly if it detects any suspicious activity. Moreover, Guardio regularly updates its database with the latest information on emerging threats, ensuring your safety and security. In summary, Guardio is an ideal solution for those seeking an efficient ad blocker and a simple way to invest in cryptocurrency. With its comprehensive protection features and user-friendly interface, Guardio offers a complete online security solution you can trust.

Malwarebytes

Malwarebytes is a robust anti-malware software designed to shield your computer from a plethora of online threats. It utilises advanced algorithms and machine learning technology to identify and eradicate various types of malware, including viruses, spyware, ransomware, and more. A key feature of Malwarebytes is its real-time protection. It continuously scans your computer to identify potential threats before they cause damage. If it detects suspicious activity, it immediately quarantines or removes the threat. Another advantage of Malwarebytes is its user-friendly interface. Even novice users can easily navigate through its features and functionalities. Moreover, Malwarebytes offers regular updates to ensure the software is consistently updated with the latest security patches and threat definitions. What distinguishes Malwarebytes from its competitors is its ability to operate alongside other antivirus programs. This allows you to use Malwarebytes in conjunction with your existing antivirus software, providing an additional layer of protection against online threats. In conclusion, Malwarebytes is an indispensable tool for anyone seeking to protect their computer from malware. With its cutting-edge technology, ease of use, and compatibility with other software, Malwarebytes offers a reliable and comprehensive solution to online security threats.

Bitdefender Total Security

Bitdefender Total Security, one of the most trusted names in antivirus software, offers a wide range of features, making it an excellent choice for those seeking reliable protection. One of the key features of Bitdefender Total Security is its multi-layered security approach. The software protects against all types of threats, including viruses, Trojans, ransomware, and phishing attempts. It utilises advanced behavioural detection technology to identify and block potential threats before they can damage your computer. Another advantage of Bitdefender Total Security is its compatibility with various operating systems. Whether you’re using Windows, MacOS, or Android, this software can provide comprehensive protection across all your devices, which is particularly useful for individuals who use multiple devices to access the internet. Bitdefender Total Security also offers additional features for added peace of mind. For example, it includes a VPN service for anonymous web surfing and protection of your online activities from prying eyes. It also has a password manager to generate and secure complex passwords across your different accounts. Moreover, Bitdefender Total Security offers 24/7 technical support and customer service to help troubleshoot any issues that may arise, ensuring you can maximise the software’s benefits and maintain protection over time. In conclusion, Bitdefender Total Security is a reliable, comprehensive antivirus solution offering a wide range of features to keep your computer and devices safe from online threats. Its multi-layered security approach, cross-device compatibility, and additional features make it an excellent choice for anyone looking to protect their digital assets.

NordVPN

Unlock unparalleled online security and privacy with NordVPN, the ultimate choice for cryptocurrency enthusiasts. When dealing with digital assets, safeguarding your transactions and wallet data is critical. NordVPN’s military-grade encryption ensures your crypto activities are protected from hackers and malicious entities. Its strict no-logs policy guarantees complete anonymity, keeping your financial activities off the radar.

With over 5,500 servers in 60 countries, NordVPN provides extensive global coverage, enabling secure access to crypto exchanges and managing digital assets from anywhere. Advanced security features like Double VPN and CyberSec offer an extra layer of protection, blocking malware, ads, and phishing attempts, ensuring your crypto investments remain secure.

NordVPN’s Onion Over VPN feature combines the privacy of Tor with VPN security, offering unrivalled anonymity for untraceable transactions. The automatic kill switch prevents data leaks if the VPN connection drops, crucial for sensitive financial operations. Compatible with all major devices and operating systems, NordVPN allows you to protect multiple devices simultaneously.

For cryptocurrency enthusiasts who place the utmost importance on security and privacy, NordVPN emerges as the preeminent choice. This esteemed virtual private network service offers an unparalleled opportunity to fortify the safeguarding of your digital assets and transactions, affording you the invaluable peace of mind that is so crucial in the realm of cryptocurrencies. We cordially invite you to elevate your cryptocurrency security measures and embrace the uncompromising protection that NordVPN provides, thereby ensuring a truly secure and confidential online experience.

Surfshark VPN

Elevate your online security and privacy with Surfshark VPN, the top choice for cryptocurrency enthusiasts. In the dynamic world of digital assets, safeguarding your transactions and wallet data is paramount. Surfshark VPN offers cutting-edge security with AES-256-GCM encryption, ensuring your crypto activities are shielded from hackers and cyber threats. Its strict no-logs policy guarantees that your financial activities remain private, providing complete anonymity and peace of mind.

Surfshark’s network of over 3,200 servers in 100 countries offers extensive global coverage, allowing you to securely access crypto exchanges and manage your digital assets from anywhere. One of its standout features is CleanWeb technology, which blocks ads, trackers, malware, and phishing attempts, adding an extra layer of protection to your crypto investments.

With Surfshark’s MultiHop feature, you can route your traffic through multiple countries, enhancing your security and making your online presence even harder to trace. The VPN’s automatic kill switch ensures your data remains secure even if the VPN connection drops, crucial when conducting sensitive financial transactions.

Surfshark is compatible with all major devices and operating systems, including Windows, macOS, iOS, Android, and Linux, and allows unlimited simultaneous connections. This means you can protect all your devices with a single account, ensuring comprehensive security for your entire digital life. Surfshark VPN is the best choice. 

Pure VPN

Protect your digital assets with PureVPN, the ultimate choice for cryptocurrency enthusiasts seeking robust security and privacy. In the volatile world of cryptocurrencies, safeguarding your transactions and wallet data is essential. PureVPN offers AES-256-bit encryption, ensuring your crypto activities are shielded from hackers and cyber threats. Its strict no-logs policy guarantees complete anonymity, keeping your financial activities private and secure.

With a global network of over 6,500 servers in 78+ countries, PureVPN provides extensive coverage, enabling you to securely access crypto exchanges and manage your digital assets from anywhere worldwide. PureVPN’s advanced security features, such as split tunnelling, allow you to route your internet traffic through the VPN for added protection while keeping other activities on your local network, optimising both security and performance.

PureVPN’s dedicated IP addresses and port forwarding options offer enhanced security for cryptocurrency transactions, ensuring your activities remain private and untraceable. The automatic kill switch feature adds an extra layer of protection by disconnecting your internet if the VPN connection drops, preventing any data leaks during sensitive financial operations.

Compatible with all major devices and operating systems, including Windows, macOS, iOS, Android, and Linux, PureVPN allows you to protect multiple devices simultaneously. This ensures comprehensive security for your entire digital life, whether at home or on the go.

Unlocator VPN

Secure your cryptocurrency transactions with Unlocator VPN, the premier choice for digital asset enthusiasts. In the rapidly evolving world of cryptocurrencies, protecting your wallet and transaction data is crucial. Unlocator VPN offers advanced AES-256 encryption, ensuring your crypto activities are shielded from hackers and cyber threats. With a strict no-logs policy, Unlocator guarantees your financial activities remain private and anonymous, giving you peace of mind.

Unlocator VPN boasts a robust network of servers strategically located globally, providing secure and reliable access to crypto exchanges and digital asset management from anywhere. One standout feature is Smart DNS, which enhances your online experience by bypassing geo-restrictions without compromising speed, ensuring seamless access to essential crypto platforms.

For cryptocurrency users, Unlocator VPN’s advanced security features like DNS and IP leak protection are invaluable. These ensure your real IP address is never exposed, maintaining transaction confidentiality. The automatic kill switch adds another security layer, disconnecting your internet if the VPN connection drops, preventing accidental data leaks during sensitive operations.

Unlocator VPN is compatible with all major devices and operating systems, allowing you to protect multiple devices simultaneously. This comprehensive coverage ensures your entire digital life is secured, whether at home or on the move.

Different Forms of Investment in Crypto

With the emergence of blockchain technology and the expansion of the crypto market, many investors are seeking ways to diversify their portfolios with digital assets. Cryptocurrency investments come in various forms, each possessing unique features and benefits. Here are some of the different forms of crypto investment:

1. Direct Investment: This involves purchasing individual cryptocurrencies like Bitcoin or Ethereum, allowing investors to hold specific cryptocurrencies and take advantage of potential gains as well as associated risks.
2. Indirect Exposure: For those who prefer not to purchase individual cryptocurrencies, they can invest in financial products such as exchange-traded funds (ETFs), mutual funds, or hedge funds, which offer exposure to various cryptocurrencies.
3. Crypto Exchanges: Similar to traditional stock exchanges but solely for cryptocurrencies, these platforms allow investors to buy and sell different cryptocurrencies, benefiting from robust trading features.
4. Crypto Wallets: These are either hot wallets (online wallets for storing cryptocurrencies on a third-party service) or cold wallets (offline hardware wallets for more secure storage). Wallets are used for safekeeping cryptocurrencies and for sending and receiving digital assets.
5. Non-Fungible Tokens (NFTs): These unique digital assets, used for digital art, collectibles, and virtual real estate, among other things, cannot be duplicated or replaced. NFTs are traded on various marketplaces, offering an alternative form of crypto investment.

In conclusion, there are many ways to invest in cryptocurrency, each with unique features. Investors should consider their risk tolerance, investment timeframe, and goals when deciding which form is suitable for them. Just like with traditional assets, diversification is crucial for managing risk and maximising potential gains.

Types of Cryptocurrencies

Cryptocurrencies have swept the financial world, with Bitcoin being the most recognized. However, thousands of other digital currencies exist. Investors considering this rapidly evolving market should note the different types of cryptocurrencies available.

Firstly, cryptocurrencies like Bitcoin, Litecoin, and Monero function as digital cash, used for online purchases or transfers between individuals, bypassing banks.

Another category includes utility tokens within specific blockchain ecosystems, such as Ethereum’s Ether and Binance’s BNB coin. These power transactions and applications on their respective platforms.

Privacy-focused cryptocurrencies like Dash and Zcash offer enhanced privacy, making transactions difficult to trace.

Stablecoins, like Tether and USD Coin, aim for price stability by pegging their value to a fiat currency like the US dollar. They are often used to store value and move funds within the cryptocurrency market without the volatility of other digital assets.

Cryptocurrencies can also be categorised by their consensus mechanism, which determines transaction verification and addition to the blockchain. For instance, Bitcoin and Litecoin use proof-of-work, requiring miners to solve complex mathematical problems to validate transactions. Conversely, Ethereum is transitioning to a proof-of-stake system, requiring users to hold a certain amount of coins to validate transactions.

In conclusion, the cryptocurrency market is vast and varied, with new digital assets regularly emerging. Like any investment, thorough research and understanding of the risks are vital before committing funds. However, with careful consideration and a diversified portfolio, cryptocurrency investment can be a lucrative opportunity for the willing.

Popular Cryptocurrencies (Network Protocols)

Bitcoin (BTC)
Launched in 2009 by the pseudonymous Satoshi Nakamoto, Bitcoin is the first and most widely recognized cryptocurrency, designed as a decentralized digital currency. It uses proof-of-work consensus and has a block time of 10 minutes, supporting roughly 7 transactions per second (TPS). Transaction fees vary depending on network congestion, ranging from cents to several dollars. Bitcoin has been widely adopted as a store of value and is often referred to as “digital gold.” The network regularly processes between 300,000–500,000 transactions per day, with its single-day record surpassing 731,000 transactions on December 8, 2023. With a market capitalization consistently above $500 billion, Bitcoin remains the most dominant and secure blockchain in existence.

Litecoin (LTC)
Created in 2011 by Charlie Lee, Litecoin is a Bitcoin fork optimized for faster and cheaper transactions. With a block time of 2.5 minutes and throughput of about 50–56 TPS, Litecoin offers lower costs, typically under $0.05 per transaction. It is widely integrated by merchants and payment processors and has built a reputation as the “silver to Bitcoin’s gold.” Litecoin processed more than 67 million transactions in 2023, nearly doubling from the previous year. Its single-day transaction record was set on November 14, 2023, when the network handled 1 million transactions in a single 24-hour period. Despite newer competition, Litecoin maintains relevance with a multi-billion-dollar market capitalization.

Ripple (XRP)
Ripple, founded in 2012 by Chris Larsen and Jed McCaleb, focuses on financial institutions and cross-border payments. Its XRP Ledger is capable of handling up to 1,500 TPS, with average fees of less than $0.01. Ripple has partnered with banks and payment providers, including Santander and American Express, to facilitate near-instant international money transfers. Adoption has grown significantly, and on June 15, 2025, the XRPL set its record by processing 5.1 million transactions in a single day. With consistent daily throughput in the millions and a market cap exceeding $20 billion, Ripple remains a major player in bridging traditional finance with blockchain technology.

Dogecoin (DOGE)
Dogecoin, launched in 2013 as a lighthearted fork of Litecoin, has grown into one of the most recognized cryptocurrencies thanks to its meme culture and strong community. With a block time of about one minute and minimal fees, Dogecoin is fast and inexpensive to use, though its supply is inflationary. The network currently averages around 36,000 daily transactions, with no notable record-setting day publicly documented. Despite its playful origins, Dogecoin has been adopted for tipping, payments, and remains widely supported by exchanges and merchants.

Monero (XMR)
Monero, created in 2014, is a privacy-first cryptocurrency designed for fungible, untraceable transactions using advanced cryptography such as ring signatures and stealth addresses. Unlike many public ledgers, Monero prioritizes user anonymity, making it a preferred choice for those seeking confidential transfers. The network processes on average 18,000 to 26,000 transactions daily, though it does not have a publicly recognized record-breaking single day like some other blockchains. Its focus remains on privacy and censorship resistance rather than transaction throughput.

Ethereum (ETH)
Ethereum, introduced in 2015 by Vitalik Buterin and others, is a programmable blockchain designed for smart contracts and decentralized applications (dApps). Using proof-of-stake (since the 2022 Merge), Ethereum can process around 15–30 TPS on its base layer, though scalability is boosted through Layer 2 solutions like Optimism and Arbitrum. Transaction fees fluctuate widely, from under a dollar to over $100 during peak usage. Ethereum is the backbone of decentralized finance (DeFi) and non-fungible tokens (NFTs), and its single-day transaction record exceeds 1.9 million transactions on September 17, 2022. With a market cap often above $200 billion, Ethereum continues to evolve with major upgrades focused on scaling and efficiency.

Bitcoin Cash (BCH)
Bitcoin Cash, launched in 2017 by Amaury Séchet and other developers, is a Bitcoin fork created to improve scalability by increasing block size. It supports roughly 100–116 TPS at extremely low fees, usually under $0.01. Designed for everyday use as digital cash, BCH is popular for peer-to-peer transactions and online payments. Its highest yearly volume came in 2018 when it processed over 25 million transactions. However, unlike other blockchains, a clearly documented single-day record is hard to confirm; current charts show daily activity around 13,000–14,000 transactions. With a market cap above $10 billion, BCH continues its mission as a usable payment currency, even as competition grows.

Cardano (ADA)
Founded in 2017 by Charles Hoskinson, Cardano is a research-driven blockchain built for smart contracts and dApps. It operates on Ouroboros, a proof-of-stake consensus mechanism, with capacity around 250 TPS and average fees under $0.20. Cardano emphasizes academic rigor and phased upgrades, positioning itself as a highly scalable and secure platform. Network activity has grown steadily, averaging 2.6 million transactions per day in 2025, mainly due to rising DeFi adoption. An older record noted 18,500 transactions in a single day on July 30, 2020, though this figure has since been vastly surpassed by current averages. With a market cap over $30 billion, Cardano continues to evolve as one of the most technically ambitious blockchain ecosystems.n in existence.

TRON (TRX)
TRON, founded in 2017 by Justin Sun, is a high-performance blockchain designed to support decentralized applications, digital entertainment, and tokenized assets, including stablecoins and gold-backed tokens. It enables the issuance and transfer of major stablecoins such as USDT, USDC, and FDUSD, as well as tokenized gold assets, providing users with fast, low-cost access to fiat-pegged and commodity-backed digital assets. With a throughput of up to 2,000 transactions per second (TPS) and near-zero fees, TRON consistently processes 7–8.6 million daily transactions, occasionally peaking above 8 million in a single day. Its combination of speed, scalability, and asset tokenization makes TRON a leading platform for payments, trading, and DeFi adoption.

Algorand (ALGO)
Algorand founded in 2019 by Turing Award winner Silvio Micali, Algorand is a pure proof-of-stake blockchain designed for scalability, security, and decentralization. It can handle roughly 1,000 TPS on-chain with transaction finality in under five seconds. Algorand supports a wide range of digital assets, including stablecoins (USDT, USDC, FDUSD) and tokenized commodities like gold. Average daily transaction volume is around 1.5–2 million, with its highest single-day transaction record reaching 2.8 million on March 12, 2023. Algorand’s combination of speed, low fees, and secure consensus has made it popular for financial applications, DeFi, and institutional tokenized assets.

Binance Smart Chain (BSC / BNB Chain)
Binance Smart Chain, launched in 2019 by Binance, is a high-throughput, EVM-compatible blockchain built for decentralized applications, DeFi, and tokenized assets, including stablecoins and gold-backed tokens. It supports the issuance and trading of stablecoins such as USDT, USDC, and FDUSD, alongside tokenized gold assets, enabling users to access fiat-pegged and commodity-backed digital assets efficiently. Using Proof-of-Authority consensus, BSC handles 4–12 million transactions per day, with an all-time single-day record of 32 million transactions in December 2023. Its combination of speed, low fees, and versatile tokenization has made BSC a major hub for digital asset adoption, trading, and decentralized finance.

Solana (SOL)
Solana, launched in 2020 by Anatoly Yakovenko, Solana is a high-performance, EVM-compatible blockchain designed for decentralized applications, DeFi, and tokenized assets. It supports stablecoins such as USDT, USDC, and FDUSD, as well as tokenized gold assets, providing users fast and efficient access to fiat- and commodity-backed digital assets. Using its unique Proof-of-History combined with Proof-of-Stake consensus, Solana can handle over 50,000 transactions per second, with daily throughput routinely exceeding 10 million transactions. Its all-time single-day record reached 21 million transactions on November 22, 2022, demonstrating its capacity for high-volume operations. With low fees and broad ecosystem adoption, Solana has become a key platform for scalable DeFi applications, NFTs, and real-time payments.

Avalanche (AVAX)
Avalanche, launched in 2020 by Emin Gün Sirer, Avalanche is a high-performance, EVM-compatible blockchain designed for decentralized applications, DeFi, and tokenized assets. It employs a unique Avalanche consensus protocol that enables sub-second finality and high throughput, supporting thousands of transactions per second with fees typically under a cent. Avalanche supports stablecoins such as USDT, USDC, and FDUSD, alongside tokenized assets including gold-backed tokens. Daily transaction volume routinely exceeds 4–5 million, with its all-time single-day record reaching approximately 6.2 million transactions on October 14, 2022. Avalanche’s speed, low fees, and interoperability have made it a popular choice for DeFi, NFTs, and cross-chain applications.

Arbitrum (ARB)
Arbitrum, launched in 2021 by Offchain Labs (founded by Ed Felten, Steven Goldfeder, and Harry Kalodner), Arbitrum is a Layer 2 scaling solution for Ethereum, using optimistic rollups to increase throughput while reducing fees. It supports Ethereum-based smart contracts, stablecoins, and tokenized assets with thousands of TPS. Daily transaction volume often exceeds 1.5 million, and the network set its single-day record at 2.6 million transactions on February 8, 2023. Arbitrum has become a leading platform for scalable DeFi, NFTs, and Ethereum-compatible applications, offering users faster and cheaper transactions without compromising security.

Kaspa (KAS)
Kaspa, launched in 2021 by Yonatan Sompolinsky, is a high-performance blockchain utilizing a blockDAG (GHOSTDAG) protocol that allows multiple blocks to be processed in parallel. This architecture enables near real-time confirmation and throughput exceeding 100 TPS, with transaction fees typically fractions of a cent. Adoption has surged rapidly, and Kaspa has recorded several major transaction milestones. On March 21 (year unspecified), it exceeded 1 million daily transactions, and during the launch of KRC-20 tokens, it processed over 13 million in one day. Its most significant record came during the KDAO mint event, when the network achieved 15.79 million transactions in a single 24-hour period. With a market cap exceeding $3 billion, Kaspa is becoming known for its scalability breakthroughs and real-time payment capabilities.

Hyperliquid (HYPE)
Hyperliquid, launched in 2022 by founder Benjamin Cheung, is a blockchain and DeFi ecosystem optimized for fast, low-cost transactions and tokenized assets, including stablecoins such as USDT, USDC, FDUSD, and tokenized gold. Its architecture prioritizes liquidity and rapid settlement, allowing users to transact at high speeds with minimal fees. Hyperliquid supports complex DeFi operations, NFT marketplaces, and real-time token swaps, making it a hub for both retail and institutional digital asset activity. The network’s all-time single-day transaction record is 3.2 million on August 12, 2023, reflecting its growing adoption. Hyperliquid’s emphasis on scalability, token interoperability, and asset-backed liquidity solutions has contributed to its increasing influence in the DeFi landscape.

Sei (SEI)
Sei, launched in 2022 by founders David Marin and John Wu, Sei is a high-performance Layer 1 blockchain optimized for trading and decentralized finance. It leverages a unique hybrid consensus mechanism and order matching engine to achieve low-latency transactions and high throughput, supporting thousands of TPS. Sei’s ecosystem supports stablecoins and tokenized assets, making it ideal for DeFi applications and real-time trading. Daily transaction volumes have grown rapidly, with an all-time single-day record of 1.1 million transactions on July 21, 2023, reflecting its adoption among traders and liquidity providers.

Sui (SUI)
Sui, launched in 2023 by Mysten Labs founders Evan Cheng, Sam Blackshear, and George Danezis, is a next-generation, high-speed blockchain built to support asset-centric smart contracts and digital asset tokenization. The network supports stablecoins including USDT, USDC, and FDUSD, as well as tokenized gold assets, enabling seamless access to fiat- and commodity-backed digital assets. Leveraging a parallelized execution engine and the Move programming language, SUI achieves low-latency transactions with fees often below a cent, supporting thousands of transactions per second. Its highest single-day transaction count reached 5.8 million on April 18, 2023, highlighting its growing adoption and efficiency. Sui’s developer-friendly infrastructure and scalable design position it as a competitive platform for decentralized finance and real-time digital asset transfers.

Base (BASE)
Base, launched in 2023 by Coinbase, Base is a Layer 2 Ethereum scaling solution designed to provide a secure, low-cost, and developer-friendly environment for decentralized applications and DeFi. It uses optimistic rollup technology to increase throughput and reduce transaction fees, while fully leveraging Ethereum’s security. Base supports stablecoins such as USDT, USDC, and FDUSD, along with tokenized assets, enabling fast and efficient asset transfers. The network handles thousands of transactions per second, with daily volumes regularly exceeding 1 million transactions. Its all-time single-day record reached 1.3 million transactions on May 15, 2024, highlighting rapid adoption by dApp developers and users in the Ethereum ecosystem.

Linea (LINEA)
Linea, launched in 2024 by ConsenSys, Linea is a Layer 2 Ethereum blockchain focused on scaling Ethereum smart contracts with low latency and minimal fees. Using optimistic rollup technology, Linea supports high-throughput transactions while maintaining Ethereum’s security and decentralization. It enables users to interact with DeFi protocols, NFTs, and tokenized assets such as stablecoins (USDT, USDC, FDUSD) and gold-backed tokens. Linea regularly processes thousands of transactions per second, with its single-day record reaching 1.05 million transactions on March 10, 2025. Its emphasis on developer tools, scalability, and efficient transaction processing positions Linea as a leading platform for Ethereum Layer 2 applications.

Visa (V)
Visa, not cryptocurrency, founded in 1958, is the world’s largest payment processing network, capable of handling over 65,000 transaction messages per second. In fiscal 2024, it processed 234 billion transactions, averaging about 639 million daily. Its single-day record occurred on December 14, with 110 million transactions. Visa’s global reach and reliability make it a backbone of traditional electronic payments, with ongoing exploration into blockchain and digital currency integration.

Mastercard (MA)
Mastercard, not cryptocurrency, established in 1966, operates a global payment network supporting credit, debit, and prepaid transactions across more than 210 countries. While total transaction volume in 2024 was reported at $9.75 trillion, specific single-day transaction records are not publicly disclosed. Mastercard remains a key player in global payments infrastructure, also investing in fintech, cross-border payments, and blockchain experiments.

Gold (GOLD)
Gold, not a cryptocurrency, naturally occurring precious metal, has been used as a store of value, medium of exchange, and unit of account for thousands of years. Unlike digital currencies or payment networks, gold is physical, durable, and globally recognized for its scarcity and intrinsic value. The total annual global gold supply is around 3,000 metric tons, with daily trading volumes in major markets like London, New York, and Shanghai averaging roughly $100 billion worth of gold transactions per day. While gold does not have a “single-day transaction record” in the blockchain sense, trading surges occur during periods of market volatility or economic uncertainty, driving exceptionally high daily turnover. With a total market value estimated above $12 trillion, gold remains a cornerstone of wealth preservation, portfolio diversification, and a hedge against inflation, continuing to complement modern financial systems alongside digital assets.

Crypto Exchanges, Wallets & Funds

Cryptocurrency exchanges are online platforms where individuals can buy, sell, and trade cryptocurrencies like Bitcoin and Ethereum. These exchanges are a crucial part of the cryptocurrency ecosystem, offering investors a secure and convenient way to access digital assets.

There are two main types of crypto exchanges – centralised and decentralised. Centralised exchanges, run by a single entity, control the flow of trades and manage the exchange’s funds. They’re the most common type of exchange, offering high liquidity and user-friendly interfaces, which makes trading cryptocurrencies straightforward.

On the contrary, decentralised exchanges (DEXs) use blockchain technology and lack a central authority. Trades on DEXs occur directly between users on a peer-to-peer basis, enhancing their security and reducing their susceptibility to hacks or fraud. However, due to their decentralised nature, DEXs may have low liquidity, making it challenging for investors to find buyers or sellers for their digital assets.

After purchasing cryptocurrency on an exchange, investors need a secure wallet to store their digital assets. A crypto wallet is a software application that safely stores private keys used to manage and access cryptocurrency funds. There are two types of wallets – hot and cold.

Hot wallets, connected to the internet, can be easily accessed via a phone or desktop app. They’re convenient for frequent transactions but may be prone to hacking attempts due to their online accessibility. Conversely, cold wallets store private keys on an offline device like a USB drive or paper wallet, making them more secure but less accessible for everyday transactions.

Investors wanting exposure to multiple cryptocurrencies can consider investing in crypto funds. These funds offer a diversified portfolio of digital assets, simplifying the management and tracking of investments. Some popular crypto funds include Grayscale Bitcoin Trust and Coinbase Index Fund.

In conclusion, crypto exchanges, wallets, and funds are vital elements of the cryptocurrency ecosystem. By understanding the various exchange types, choosing the right wallet, and investing in diversified crypto funds, investors can effectively navigate the dynamic and rapidly evolving world of digital assets.

Traditional Currencies and Virtual Currency Exchange Platforms

Traditional and virtual currencies have significant differences. Traditional currencies are physical, backed by central authorities like governments, and are widely used for purchasing goods and services. In contrast, virtual currencies are decentralised, independent of central authorities, and primarily used for online transactions.

Virtual currency exchange platforms, also known as cryptocurrency exchanges, facilitate the purchase, sale, and trade of cryptocurrencies using traditional currencies like the US Dollar, Euro, or Japanese Yen. These platforms, serving as intermediaries, ensure secure and efficient trades. Notable platforms include Coinbase, Binance, Kraken, and Bitstamp, each with unique features catering to different types of cryptocurrency investors. Coinbase is known for its user-friendly interface and stringent security protocols, Binance for its variety of altcoins and low fees, Kraken for its advanced trading tools, and Bitstamp for its high liquidity and strong security measures.

Fiat currency, the most common traditional currency in cryptocurrency trading, is issued by governments and not backed by a physical commodity like gold or silver, but by the government’s credit and faith. Accepted by most merchants, it is the primary currency used to purchase cryptocurrencies on virtual currency exchange platforms.

In conclusion, traditional and virtual currencies are fundamentally different. Virtual currency exchange platforms enable users to buy, sell, and trade cryptocurrencies using traditional currencies like fiat currency. Depending on the chosen platform, these platforms provide access to a wide range of cryptocurrencies and offer various features and benefits.

Binance Cryptocurrency Exchange

Binance, the prestigious cryptocurrency exchange established by the visionary Changpeng Zhao in 2017, stands out as a beacon of excellence in the digital asset realm. Offering an extensive array of digital assets and boasting remarkably low trading fees, Binance has become synonymous with reliability and efficiency in the world of cryptocurrency trading. With an impressive selection of over 150 altcoins including popular options like Ether (ETH), Ripple (XRP), and Litecoin (LTC), traders are empowered to effortlessly diversify their investment portfolios, ensuring maximum potential for gains. One key aspect that sets Binance apart is its transparent fee structure, charging a modest 0. 1% fee for all trades while also providing lucrative fee discounts for users holding Binance Coin (BNB). This incentivizes users to engage more actively on the platform, ultimately leading to enhanced trading experiences and increased profitability. Moreover, Binance’s commitment to user satisfaction is evident through its user-friendly interface tailored to cater to both novice traders and seasoned professionals alike. With convenient mobile applications available for iOS and Android devices, as well as sophisticated features such as margin trading and futures contracts, Binance ensures that all users have access to cutting-edge tools necessary for successful trading endeavours. In an industry where security is paramount, Binance excels by implementing robust measures such as two-factor authentication, biometric scanning capabilities, and the innovative Secure Asset Fund for Users (SAFU) – a safety net designed to compensate users in the unfortunate event of security breaches. This unwavering dedication to safeguarding user assets underscores Binance’s unwavering commitment to trustworthiness and integrity. In conclusion, Binance emerges as a premier cryptocurrency exchange by virtue of its unparalleled offerings: a diverse range of assets catering to every investor preference, competitive fees that optimise profitability, an intuitive interface that accommodates traders at every skill level, and stringent security protocols that instil confidence among users. It is indeed no wonder that Binance continues to reign supreme in the cryptocurrency market as a trailblazer setting new standards of excellence.

OKX Exchange

OKEx, a renowned cryptocurrency exchange that was established in 2014 and is headquartered in Malta, stands at the forefront of the digital currency realm. With a commitment to excellence, OKEx offers an extensive array of cryptocurrencies to cater to diverse trading preferences. Its advanced trading tools empower users with the capability to make informed decisions and execute trades with precision. The platform’s robust security measures ensure the safety of users’ assets by implementing cutting-edge technologies such as two-factor authentication, SSL encryption, multi-signature technology, and cold storage solutions. Catering to both novice traders and seasoned professionals, OKEx provides a seamless user experience through its intuitive interface for beginners and sophisticated charting tools for experienced traders. The platform levies a competitive trading fee of just 0. 1%, making it an attractive choice for cost-conscious investors. Moreover, users holding OKEx’s native token OKB are entitled to exclusive discounts on their trading fees. In addition to its desktop platform, OKEx offers a mobile app that enables traders to stay connected and execute trades on-the-go seamlessly. For developers seeking integration opportunities, OKEx provides an API that facilitates seamless connectivity with the exchange’s ecosystem. Furthermore, educational resources offered by OKEx keep traders well-informed about prevailing market trends and empower them to make strategic investment decisions. With its comprehensive suite of offerings spanning from diverse trading options to a secure trading environment, OKEx emerges as a highly recommended choice for investors at all levels seeking a reliable partner in navigating the dynamic cryptocurrency landscape.

Bybit Spot Trading

When exploring options for a dependable and user-friendly cryptocurrency spot trading platform, Bybit emerges as a top choice. This platform stands out for its extensive selection of coins, making it a versatile option for traders looking to diversify their portfolios. Bybit prides itself on offering an intuitive interface tailored to beginners, complete with a suite of tools and real-time market data that empower users to make informed decisions. One key aspect that sets Bybit apart is its unwavering commitment to security. Through features like multi-factor authentication and cold storage for funds, users can trade with peace of mind knowing that their assets are safeguarded against potential threats. Additionally, the platform’s low fees and diverse range of trading options cater to both newcomers in the crypto space and experienced traders seeking to optimise their strategies in today’s dynamic market landscape.

MEXC Global

Founded in bustling Singapore back in 2018, MEXC Global shines brightly as a leading cryptocurrency exchange platform that has garnered worldwide acclaim for its exceptionally user-friendly interface and an array of extensive trading options that cater to the needs of both novice and seasoned traders alike. Boasting a staggering selection of over 200 trading pairs, the platform stands out for its intuitively designed navigation system and an impressive suite of advanced tools such as limit orders and real-time charts that empower users with greater control over their trading activities. When it comes to safeguarding user information and transactions, MEXC Global leaves no stone unturned in prioritising security. Employing state-of-the-art SSL encryption technology, two-factor authentication protocols, and rigorous user verification processes, the platform ensures that every interaction within its ecosystem is shielded from potential cyber threats. Moreover, users leveraging MEXC Global’s services reap exclusive benefits by holding the native token MX. From enjoying reduced transaction fees to gaining access to exciting new project launchpads, holders of MX find themselves at a distinct advantage within the platform’s thriving community. With a strong focus on enhancing user experience through enhanced security measures and innovative perks for token holders, MEXC Global emerges as the ultimate destination for traders seeking a trustworthy cryptocurrency exchange that offers a diverse range of trading pairs, robust analytical tools, and unwavering commitment to protecting users’ assets.

KuCoin Crypto Exchange

KuCoin, esteemed as a leading cryptocurrency exchange platform in the digital asset realm, offers a diverse array of virtual currencies for seamless trading experiences. This platform shines brightly in the industry due to its exceptionally user-friendly interface that caters to both novice and seasoned traders alike. Its advanced tools empower users to navigate the complexities of cryptocurrency trading with ease. With an impressive selection boasting over 400 digital assets, KuCoin stands out by constantly enriching its offerings through regular additions of new tokens, ensuring traders have access to a wide range of investment opportunities. Moreover, KuCoin’s transaction fees are notably low at just 0. 1%, making it an attractive choice for cost-conscious traders seeking efficiency and affordability. For avid supporters of KuCoin Shares (KCS), holders are rewarded handsomely with perks such as discounted fees and a share in the platform’s trading fees, fostering a sense of community and shared success among users. Emphasising utmost security measures, KuCoin prioritises user protection through robust features like two-factor authentication and stringent verification processes. Complementing its core services, KuCoin extends further benefits with additional offerings including a convenient mobile app for on-the-go trading, developer API for enhanced customization options, and a dedicated news section providing timely market updates. This comprehensive suite of services underscores KuCoin as a dependable choice for traders across all proficiency levels seeking reliability, innovation, and lucrative incentives in their cryptocurrency endeavours.

Uphold Trade Digital Assets

Uphold stands tall as a pioneering digital money platform, setting the standard for secure transactions and reliable services in the world of cryptocurrency. This cutting-edge platform enables users to confidently engage in buying, holding, and trading a diverse range of digital assets, including popular cryptocurrencies such as Bitcoin, Ethereum, Litecoin, and Ripple. Noteworthy for its commitment to transparency and user-friendly experience, Uphold offers instant trading capabilities sans hidden fees or commissions. Moreover, robust security measures such as encryption protocols and strict regulatory compliance ensure that users’ assets remain safeguarded at all times. What sets Uphold apart is its dedication to providing real-time pricing data and comprehensive audit reports to empower traders with informed decision-making capabilities. Whether you are an experienced professional navigating the complexities of the financial markets or a novice investor venturing into the realm of digital assets for the first time, Uphold caters to your needs with a seamless and secure platform designed for all levels of expertise.

Huobi Global Exchange

Huobi Global Exchange stands out as a leading cryptocurrency platform, renowned for its exceptional user-friendly interface that caters to traders of all levels, from beginners to seasoned professionals. This cutting-edge platform supports an extensive range of cryptocurrencies, allowing users to diversify their portfolios effortlessly and explore various investment opportunities. Huobi Global goes above and beyond by providing innovative options like staking and lending, enabling users to generate passive income in the dynamic world of digital assets. When it comes to security, Huobi Global sets the bar high with advanced protocols and stringent regulatory compliance measures in place. Users can trade with peace of mind knowing that their assets are safeguarded by state-of-the-art security features. Moreover, Huobi Global fosters a vibrant community by actively promoting engagement through exciting events and valuable educational resources. This inclusive approach not only enhances the overall user experience but also empowers users to stay informed and connected within the ever-evolving crypto landscape. In conclusion, Huobi Global emerges as a reputable choice for those looking to trade, invest, or earn with cryptocurrencies. Its intuitive interface, robust security infrastructure, and forward-thinking ethos make it a trusted platform that seamlessly combines convenience, safety, and innovation for all users seeking success in the world of digital finance.

CoinEx – Global Crypto Exchange

CoinEx stands out as a leading global cryptocurrency exchange renowned for its exceptionally user-friendly platform and extensive array of digital assets. Boasting support for a wide range of cryptocurrencies, from the well-established giants like Bitcoin and Ethereum to the more obscure altcoins, CoinEx caters to the diverse needs of crypto enthusiasts worldwide. The platform facilitates spot and margin trading with impressively low fees, ample liquidity, and essential tools such as technical charts to empower users in making informed decisions. One of CoinEx’s paramount priorities is security, evident through its utilisation of cutting-edge protocols to safeguard user funds while strictly adhering to regulatory frameworks. In addition to their robust security measures, CoinEx offers innovative services like CoinEx Lending for effortless passive income generation and secure custody solutions for asset storage needs. Furthermore, CoinEx goes beyond merely providing a trading platform by fostering community engagement through educational initiatives like CoinEx School. This commitment to empowering users with knowledge underscores their dedication to creating an informed and thriving crypto community. With regular updates ensuring that the platform remains at the forefront of industry trends, both novice traders seeking asset diversity and seasoned investors craving transparency in the ever-evolving crypto market can find solace in CoinEx’s commitment to excellence and innovation.

Gate Exchange

Established in 2013, Gate Exchange stands out as a premier cryptocurrency platform that provides a seamless trading experience for digital assets such as Bitcoin and Ethereum. Boasting minimal transaction fees of just 0. 2%, this platform offers an unparalleled level of affordability in the realm of digital asset trading. Moreover, Gate Exchange prides itself on its robust security measures, including two-factor authentication and cold storage, ensuring that users’ assets are safeguarded at all times. What sets Gate Exchange apart is its user-friendly interface, which not only simplifies the trading process but also integrates various advanced tools like order books and charts to enhance the trading experience. Additionally, by partnering with market data providers such as CoinMarketCap, Gate Exchange ensures that users have access to real-time market insights for informed decision-making. Furthermore, Gate Exchange goes beyond just facilitating trades by providing valuable educational resources such as market news updates and analyses. The platform also offers a demo trading environment where users can hone their skills without risking actual funds—a feature that sets it apart as a valuable learning tool for traders of all levels. In conclusion, Gate Exchange comes highly recommended for cryptocurrency traders due to its unbeatable combination of affordability, top-notch security features, user-friendly interface, advanced trading tools, and comprehensive educational support—making it the go-to choice for anyone looking to delve into the world of digital asset trading.

AscendEX: Cryptocurrency Trading Platform

Previously known as BitMax, AscendEX has established itself as a leading cryptocurrency platform renowned for its user-friendly interface, competitive fees, and robust security protocols. Setting itself apart from the competition, AscendEX boasts a remarkably low flat transaction fee of just 0. 1%, making it an attractive choice for traders looking to optimise their investment returns. Additionally, the platform offers a lucrative referral program that incentivizes users to grow their network and maximise their earnings. Security is paramount at AscendEX, with advanced safeguards such as two-factor authentication and cold storage mechanisms in place to safeguard user funds against potential cyber threats. By prioritising the protection of assets, AscendEX instil confidence in its users to engage in trading activities without concerns about the safety of their investments. Furthermore, AscendEX enhances the trading experience by offering a diverse range of order types and collaborating with reputable market data providers to empower users with valuable insights for making well-informed investment decisions. The platform goes beyond transactional functionalities by providing educational resources such as market news updates, analytical tools, and a simulated trading environment for users to hone their skills before diving into live trading scenarios. In conclusion, AscendEX emerges as a dependable solution catering to the needs of both novice traders looking for simplicity and experienced investors seeking advanced features. With its affordable fee structure, comprehensive security measures, and extensive array of trading tools and resources, AscendEX stands out as a reliable partner in navigating the dynamic world of cryptocurrency investments.

Choose a Wallet for Storing Your Coins

When investing in cryptocurrency, selecting a wallet to store your coins is crucial. A crypto wallet is a digital tool that lets you securely store, send, and receive cryptocurrencies like Bitcoin, Ethereum, etc. With numerous wallets available, understanding their differences and picking the right one is vital.

There are two types of wallets: hot and cold. Hot wallets, connected to the internet, are accessible via a web browser or mobile app, offering convenience but are more prone to hacking. Cold wallets, on the other hand, are hardware devices storing your keys offline, providing more security but less accessibility.

Another factor to consider is the control level you want over your private keys, the passwords to access your coins. Some wallets, like custodial wallets, hold your private keys, while non-custodial wallets provide complete control. Your choice depends on your risk tolerance and control level preference.

Also, consider the type of coins you want to store. Not all wallets support every cryptocurrency, so choose a wallet that supports the specific coins you plan to invest in. Consider transaction fees too, as different wallets have varying charges for sending and receiving funds.

Lastly, research the wallet provider’s reputation and security measures. Opt for wallets featuring strong security like two-factor authentication, encryption, and multi-signature support. Choose a wallet from a reputable provider with a history of safeguarding users’ funds.

In conclusion, wallet selection is a vital step in cryptocurrency investment. Weigh the type of wallet, control level, supported coins, transaction fees, and security measures in your decision. Always do your research and select a reputable provider for fund security.

Understand the Different Types of Wallets (Hot and Cold Storage)

Investing in cryptocurrency necessitates understanding the different types of wallets available for storing your digital assets. The two primary types are hot wallets and cold wallets. Each has its own set of advantages and disadvantages, making it critical to select the option that best suits your needs.

Hot Wallets

Hot wallets, digital wallets connected to the internet, are easily accessible via a web browser or mobile device, making them a popular choice among crypto enthusiasts. However, their internet connection makes them more susceptible to hacking and cyber-attacks. Hackers could potentially access your private keys, used to access your crypto assets, and steal your funds. Thus, it’s crucial to choose a secure hot wallet and take necessary precautions to safeguard your private keys.

Hardware or Cold Wallets

Cold wallets are physical devices that securely store your private keys offline. They are designed for disconnection from the internet, serving as a long-term storage solution for your crypto assets.

Cold wallets exist in two forms: hardware and paper wallets. A hardware wallet resembles a USB drive, while a paper wallet is a document containing your private keys. Hardware wallets are more popular due to their superior security and user-friendliness.

A significant advantage of cold wallets is their immunity to cyber-attacks, attributed to their offline status. However, compared to hot wallets, they’re less convenient, requiring physical connection to your computer or mobile device to access your funds.

Choosing the Right Wallet

Choosing the right wallet depends on your investor type and desired security level. If you’re an active trader needing quick access to funds, a hot wallet might be your best choice. If you’re a long-term investor seeking high security, a cold wallet may be more appropriate.

It’s crucial to research and choose a reliable wallet provider with a proven track record of securing user funds. Look for wallets with strong security features like multi-signature support, two-factor authentication, and encryption.

When selecting a hardware wallet, find one that fits your specific needs. Consider ease of use, compatibility with your preferred cryptocurrency, and overall security features. Also, look for third-party reviews and ratings to ensure the wallet’s reliability and reputation.

Hardware wallets are an excellent choice for those prioritising maximum security and peace of mind in storing their cryptocurrency. With proper use and precautions, a hardware wallet can provide safe, secure storage for your digital assets for years to come.

Security Tip: Get a Tangem wallet, while waiting for the hardware wallet, use ZelCore Software wallet to be your current safe haven. ZelCore wallet is safer than an Exchange and has a unique security feature of seed phrases, where username and password are your seed phrases unlike 24 words, therefore be creative. When using ZelCore wallet, you must enable d2fa, it is a pin number for an additional two factor security layer. For Tangem setup use a seedless feature, it is better to not know your seed phrases. 

Generally, Never use the same seed phrase on other hardware wallets, each must have its unique seed phrases. You must have a hardware wallet that does not connect to any apps and the other hardware wallet can be exposed to apps connection. I will recommend using Ledger hardware wallet to connect to EVM Chains and other blockchains. For example Tangem can be used to send and receive only and nothing else, this will protect your crypto ultimately. I also bought the Keystone Pro as it has 3 separate wallets in one device. Just get Tangem only, for this guide.

In conclusion, understanding the difference between hot and cold wallets can help you make an informed decision about the best wallet for your needs. Always prioritise security in your wallet choice; it’s better to take extra precautions than risk losing your valuable crypto assets to hackers.

Tangem

The revolutionary Tangem Hardware Wallet stands out as a game-changer in the world of cryptocurrency security. Crafted in a compact, credit-card sized design, this NFC card serves as a fortress for your crypto private keys, safeguarding them offline to fortify them against any potential cyber threats posed by hackers. Not only does the Tangem Wallet boast unparalleled security features, but it also boasts exceptional durability that can weather water, dust, and shock with ease. What sets Them apart is its innovative approach to redundancy and backup measures. With options for either a 2 or 3 card pack configuration, users have the flexibility to designate one card as their primary wallet while keeping the other(s) securely stored as backups. In the unfortunate event of loss, damage, or theft of one card in a pack, users can rest assured knowing that their assets are protected by having backup cards readily available for swift recovery. Moreover, each Tangem hardware wallet is fortified with an additional layer of security through password protection that is established during setup. This added authentication step further enhances the impenetrable shield around your digital assets. Tangem’s commitment to security excellence is exemplified through its EAL6+ certification—setting new industry standards by surpassing the security benchmarks of traditional cryptocurrency hardwallets which typically hold EAL5+ certification. This elevated level of certification underscores Tangem’s unwavering dedication to providing top-tier protection for your valuable cryptocurrencies. Seamlessly integrating with a user-friendly mobile application on smartphones, the Tangem hardware wallet empowers users to interact effortlessly with their digital assets using cutting-edge NFC (near-field communication) technology. This harmonious synergy between card and mobile app streamlines user experience while upholding robust security protocols at every touchpoint.

SafePal

SafePal is a company revolutionising how people store and manage their cryptocurrency assets. They offer a variety of products, including hardware wallets, software wallets, and a mobile app—all designed with security and user experience in mind.

Their S1 hardware wallet, one of SafePal’s most popular products, is equipped with state-of-the-art security technology and a unique QR code system for added protection. Its user-friendly touch screen interface simplifies storing and managing cryptocurrencies.

In addition to the hardware wallet, SafePal provides a software wallet and a mobile app. The software wallet is a desktop application for securely storing and managing digital assets on a computer. The mobile app, available for iOS and Android devices, allows users to access their cryptocurrencies on the go.

One advantage of using SafePal is its support for a broad range of cryptocurrencies. It currently supports over 10,000 tokens, including popular ones like Bitcoin, Ethereum, and Litecoin, allowing users to diversify their portfolios.

Another benefit is SafePal’s commitment to security. They utilise cutting-edge technology to safeguard users’ assets from hackers and other threats, and regularly update their software to ensure it remains secure and current.

In summary, SafePal is an excellent choice for securely storing and managing cryptocurrency assets. Whether you’re a seasoned investor or a beginner, SafePal’s product range and commitment to security make them a leading choice in the digital asset industry.

Keystone

The Keystone 3 Pro hardware wallet is more than just a security solution; it’s the zenith of asset protection. Armed with three advanced PCI security chips, it expertly manages Bitcoin and numerous other crypto assets offline, setting the benchmark in cryptocurrency security. This leading device is renowned for its cutting-edge platform and unmatched security features, such as multi-signature wallets, forming a robust shield around your investments. Yet, Keystone’s brilliance extends further. It offers a broad range of investment opportunities to cater to all investor types. With a diverse portfolio of 13 cryptocurrencies for optimal diversification, access to index funds, and tailored leveraged trading options for both seasoned traders and newcomers, Keystone ensures you have the necessary tools to excel in this dynamic market. What truly sets Keystone apart is its steadfast commitment to security, extensive investment options, and dedication to improving financial literacy among its users. By offering comprehensive educational resources for all skill levels, from beginners to experienced traders, Keystone enables users to confidently and effortlessly navigate the volatile yet immensely rewarding world of cryptocurrency trading.

Trezor Safe 5

If you’re seeking a reliable and secure way to manage your cryptocurrency, consider the Trezor Safe 5. This hardware wallet boasts a range of advanced features, positioning it as one of the best options on the market. The Trezor Safe 5’s standout feature is its large, full-colour touchscreen, which simplifies cryptocurrency navigation and management without the need for complex interfaces or small screens.

Similar to the Ledger Nano X or Ledger Stax, the Trezor Safe 5 includes advanced security features to safeguard your funds, such as PIN code protection, two-factor authentication, and a passphrase option. It employs cutting-edge encryption to protect your private keys. The Trezor Safe 5 is highly versatile, supporting a wide array of cryptocurrencies like Bitcoin, Ethereum, Litecoin, and more. This enables you to manage your entire portfolio in one place, eliminating concerns about compatibility issues or multiple wallets.

Regarding connectivity, the Trezor Safe 5 provides both USB and Bluetooth support, facilitating easy connection to your computer or mobile device as per your preferences and needs. In conclusion, the Trezor Safe 5 is an excellent choice for anyone investing in cryptocurrency. Its advanced security features, large touchscreen display, and broad compatibility make it one of the most user-friendly and reliable hardware wallets available. So, if you aim to keep your crypto investments safe and accessible, the Trezor Safe 5 is certainly worth considering.

Ledger Nano X or Ledger Stax

The Ledger Nano X or Ledger Stax, a popular and secure hardware wallet, is the latest addition to the Ledger family, a pioneer in hardware wallet technology since 2014. Its Bluetooth connectivity, enabling easy connection to your smartphone or tablet, is one of its most remarkable features. This allows for convenient management of your cryptocurrency on-the-go. Additionally, its large, high-resolution screen facilitates easy viewing and verification of transactions.

Compared to its predecessor, the Nano S, the Ledger Nano X or Ledger Stax boasts an improved design, featuring a sleek, modern look and a larger, user-friendly screen. Its increased storage capacity allows for the storage of various types of cryptocurrencies on a single device.

Security-wise, the Nano X is top-tier. Like all hardware wallets, it stores your private keys offline, making it virtually impervious to hackers. It also offers advanced security features such as secure boot loading, PIN code protection, and an optional passphrase for added security.

The Ledger Nano X or Ledger Stax provides mobile support for both iOS and Android devices, enabling easy management of your cryptocurrency on-the-go. It also supports a vast range of cryptocurrency wallets, including Bitcoin, Ethereum, Ripple, and many others, allowing you to manage your entire cryptocurrency portfolio in one place.

In conclusion, if you’re in search of a secure, user-friendly, and highly functional hardware wallet, the Ledger Nano X or Ledger Stax is an excellent choice. Its Bluetooth connectivity, high storage capacity, and advanced security features ensure the safety and security of your cryptocurrency for years to come.

NGRAVE

NGRAVE, a newcomer in the hardware wallets industry, is already making a significant impact in the cryptocurrency world, thanks to its emphasis on ultra-secure, offline storage. The NGRAVE ZERO, the world’s first hardware wallet with an EAL7 certification, meets the highest assurance level in cryptography. This wallet features a two-part system consisting of a primary and backup device, ensuring constant safety for your assets, even if one device is lost or stolen. Moreover, these devices are tamper-proof and can resist even the most sophisticated hacking attempts.

However, NGRAVE‘s offerings aren’t limited to security. The ZERO also boasts a sleek, user-friendly design with a large touchscreen display and intuitive navigation. It supports a broad range of cryptocurrencies, including Bitcoin and Ethereum, and can even securely manage non-crypto assets like passwords and sensitive documents.

For those serious about security and desiring peace of mind from truly offline storage, the NGRAVE ZERO is a worthy consideration. It stands as one of the most advanced and secure hardware wallets available today.

Software, Apps & Web Online or Hot Wallet

When investing in cryptocurrency, finding a secure way to store your assets is crucial. You can choose between two types of digital wallets: hot wallets and cold wallets. This article focuses on hot wallets, specifically software, apps, and web-based options.

A hot wallet, which is connected to the internet, is more vulnerable to attacks and hacks than offline cold wallets. However, hot wallets are often more user-friendly, making them a popular choice among investors.

Software wallets are a common type of hot wallet. These downloadable software programs allow easy storage and transactions of cryptocurrency. Popular software wallets include Exodus, Electrum, and Jaxx.

Web-based wallets, accessible through a web browser, are another hot wallet option. They are typically user-friendly and don’t require software downloads. Popular web-based wallets include MyEtherWallet, MetaMask, and Blockchain.info.

Mobile apps also serve as hot wallets. These apps, downloadable onto your smartphone or tablet, enable convenient transactions on the go. Popular mobile wallet apps include Coinbase, BRD, and Trust Wallet.

Despite their convenience, hot wallets come with risks. Their internet connectivity makes them more vulnerable to attacks and hacks. It’s essential to choose a reputable hot wallet provider, enable two-factor authentication, and secure your login credentials for protection.

While hot wallets are great for daily transactions and quick fund accessibility, they may not be the best long-term storage option for large amounts of cryptocurrency. In such cases, a cold wallet may be a better choice.

In conclusion, many cryptocurrency investors prefer hot wallets due to their convenience and ease of use. However, it’s important to consider the risks and take precautions to protect your assets. As with any investment, always research and choose the best option for your needs.

Zelcore – Crypto Multichain Wallet

Zelcore is a versatile and highly secure multi-cryptocurrency wallet that enables users to send, receive and store over 200 cryptocurrencies in a single platform. The wallet is designed to provide a user-friendly experience and is available on desktop, mobile and even web platforms.

One of the advantages of using Zelcore is its robust security features. The wallet has a two-factor authentication system that secures user accounts and prevents unauthorised access. Zelcore also uses advanced encryption to keep user data and funds safe. The wallet also features a seed phrase backup that allows users to recover their funds in case they lose their device.

Another benefit of Zelcore is its convenience. The wallet supports multiple operating systems, including Windows, Mac, Linux, Android and iOS. Users can easily manage their cryptocurrency portfolios and conduct transactions on their preferred devices.

Zelcore is also known for its user-friendly interface. The platform is designed with a clean and intuitive layout that enables users to easily navigate the different features and functionalities of the wallet. One notable feature is the Zelcore asset manager, where users can view all their holdings in one place and track the performance of their portfolio.

The wallet also supports atomic swaps which enable users to easily exchange different cryptocurrencies without going through a third-party exchange. This helps to reduce transaction fees and eliminates the need to provide personal information to a third-party.

Zelcore also partners with different exchanges, providing users with access to various trading pairs and market data. The platform integrates with popular exchanges such as Binance, Kraken, and Bittrex, among others.

In conclusion, Zelcore is a highly secure, convenient and user-friendly multi-cryptocurrency wallet that provides users with a versatile range of features. The wallet’s robust security features, compatibility with different devices and platforms, user-friendly interface and atomic swaps make it an excellent choice for crypto enthusiasts. Zelcore Cryptocurrency Wallet Setup and Security Basics :

Ctrl (Previously called XDEFI) – Multichain Wallet

XDEFI is a groundbreaking multichain wallet designed to offer users a secure and convenient way to manage their cryptocurrency assets. Built on the Ethereum network, it supports various other blockchain networks including Binance Smart Chain, Polkadot, and more. This versatility allows users to manage their assets across different chains with a single wallet.

A standout feature of XDEFI is its user-friendly interface, suitable for both novice and advanced cryptocurrency users. It provides a simple way to interact with assets, conduct transactions, and view portfolio performance.

XDEFI also offers top-notch security features, utilising advanced encryption techniques and two-factor authentication to safeguard users’ assets and personal information. As a non-custodial wallet, users retain full control over their assets and private keys, making unauthorised access virtually impossible.

Notably, XDEFI can integrate with various decentralised applications (DApps) and exchanges. Users can access decentralised finance (DeFi) protocols, swap assets across different chains, and trade directly on decentralised exchanges (DEXs) within the wallet. This integration saves time and reduces transaction fees associated with using separate platforms.

In conclusion, XDEFI is a must-have wallet for anyone considering investing in cryptocurrencies. With its robust security features, intuitive interface, and multi-chain support, managing your cryptocurrency assets is made simpler and more convenient. Whether you’re a cryptocurrency novice or a seasoned investor, XDEFI is an excellent choice for safe and easy digital asset management. The best Multichain software wallet to be used with the Ledger Nano X or Ledger Stax.

Rabby EVM Wallet

Rabby EVM Wallet is a cutting-edge cryptocurrency wallet that offers an innovative and user-friendly platform for storing and managing cryptocurrencies. Designed to support the Ethereum Virtual Machine (EVM), the Rabby EVM Wallet provides easy access to a variety of decentralised applications (DApps) on the Ethereum network.

With its intuitive interface and advanced security features, the Rabby EVM Wallet is an ideal choice for both novice and experienced crypto investors. The wallet is compatible with all ERC-20 tokens, making it easy for users to manage their diverse cryptocurrency portfolios in one place.

One of the standout features of the Rabby EVM Wallet is its support for non-fungible tokens (NFTs). This feature allows users to store and manage digital assets such as collectibles, gaming items, and artwork on the Ethereum blockchain. NFTs have become increasingly popular in recent years, and the Rabby EVM Wallet is one of the few wallets that offers full support for these unique assets.

The Rabby EVM Wallet also offers users top-notch security features. The wallet utilises advanced encryption techniques to protect users’ private keys and personal information from cyber threats. Furthermore, the wallet is non-custodial, meaning that users have full control over their assets and can access them at any time without the need for a third party intermediary.

Additionally, the Rabby EVM Wallet offers users the ability to stake their cryptocurrencies and earn rewards for helping to secure the network. Staking is a popular trend in the cryptocurrency space, and Rabby EVM Wallet makes it easy for users to participate in this process.

Overall, the Rabby EVM Wallet is a powerful and secure platform for managing your cryptocurrency assets. With its support for NFTs, non-custodial architecture, and advanced security features, the Rabby EVM Wallet is an ideal tool for crypto investors looking to take full control of their financial future. The best EVM software wallet to be used with the Ledger Nano X or Ledger Stax.

Core | Crypto Wallet & NFTs For Bitcoin and Avalanche

Core | Crypto Wallet is a high-performance crypto wallet offering a secure and seamless way for users to manage their digital assets. It supports a broad range of cryptocurrencies including Bitcoin and Avalanche, enabling users to store and manage their assets effortlessly.

In addition to its traditional wallet functions, Core | Crypto Wallet also supports Non-Fungible Tokens (NFTs). NFTs are unique digital assets using blockchain technology to verify ownership and authenticity. They have grown increasingly popular in recent years, especially in the art and collectibles sector. With Core | Crypto Wallet users can safely and easily manage their NFTs alongside their other digital assets.

One advantage of Core | Crypto Wallet is its speed and efficiency. The wallet utilises a unique sharding technology that enables it to process transactions quickly and reliably, even during periods of high network congestion. This feature is particularly important for users who need to send and receive funds quickly, as delays can be costly in the volatile world of crypto.

Like other high-quality crypto wallets, Core | Crypto Wallet also prioritises security. The wallet uses advanced encryption techniques to secure user data, with users retaining full control over their private keys. Additionally, Core | Crypto Wallet uses a decentralised architecture that reduces the potential for hacks or data breaches.

Overall, for users seeking a reliable and flexible crypto wallet that supports NFTs, Core | Crypto Wallet is a top choice. With its fast transaction processing, strong security features, and intuitive user interface, it’s ideal for both novice and experienced crypto investors alike. Bridging native Bitcoin to and from Avalanche Chain in order to have fast transactions and cheap fees, I recommend using the Ledger Nano X or Ledger Stax.

Aurox EVM Wallet

Aurox EVM Wallet is a comprehensive all-in-one crypto wallet that allows users to securely store and manage their digital assets. It supports multiple cryptocurrencies, including Ethereum, Bitcoin, Litecoin, and more. This wallet also integrates with a decentralised exchange (DEX) for seamless trading between different assets.

One unique feature is its integration with the Ethereum Virtual Machine (EVM), an open-source platform that enables smart contracts on the Ethereum blockchain. This integration allows users to interact with decentralised applications (dApps) and execute smart contracts directly on the wallet. It also provides access to a wider range of features and functionalities, including the creation of new tokens and voting for proposals.

Aurox EVM Wallet also boasts a user-friendly interface and overall user experience. It has a sleek and easy-to-use interface that makes it simple for investors of all experience levels to navigate. Moreover, the wallet offers features that help users monitor and manage their assets, such as transaction history, real-time price updates, and alert systems.

Security is a top priority for Aurox EVM Wallet. It uses advanced encryption techniques and stores user data in a decentralised manner, reducing the risk of hacks or data breaches. Users also have full control over their private keys, ensuring they retain access to their funds at all times.

In conclusion, Aurox EVM Wallet offers a comprehensive solution for crypto investors, providing a secure and user-friendly wallet that supports multiple cryptocurrencies and enables interaction with dApps and smart contracts. Its integration with the Ethereum Virtual Machine makes it a powerful and versatile platform, while its emphasis on security and user experience ensures peace of mind for users.

MetaMask EVM Wallet

MetaMask EVM Wallet is a leading crypto wallet, offering a secure, user-friendly platform for managing digital assets. Built on the Ethereum blockchain, a decentralised platform for developers to create and deploy decentralised applications (dapps), it offers wide-ranging compatibility.

Users can connect their wallet to various dapps, facilitating seamless transactions. This enables easy participation in decentralised finance (DeFi) applications, cryptocurrency exchanges, and buying and selling digital collectibles (NFTs).

The wallet also has robust security features, including a secure login process requiring password or biometric verification, and off-chain transaction signing, keeping users’ private keys safe from online threats.

Additionally, MetaMask EVM Wallet lets users customise transaction fees and gas prices, optimising transaction speed and minimising network fees for efficient transactions.

Its cross-platform functionality is another key feature. Available as a browser extension on Google Chrome, Firefox, and Brave, as well as a mobile app on iOS and Android, it’s accessible anywhere.

In summary, MetaMask EVM Wallet is ideal for users seeking a secure, user-friendly, and versatile platform for managing digital assets. Its compatibility with numerous dapps, robust security features, customizable transaction fees, cross-platform functionality, and accessibility make it a standout in the competitive crypto wallet market.

Password Manager

In today’s digital age, password security is more important than ever. With many accounts and services requiring passwords, it’s challenging to manage them all, especially creating unique and robust passwords for each. Fortunately, a simple solution exists: password managers.

A password manager is a tool that stores all your passwords in one secure location, accessible only with a master password. Instead of remembering numerous passwords, you only need to remember one. The password manager automatically fills in your login information when you log into a website, saving you time and hassle.

Password managers not only simplify password management but also enhance your overall security. By using a password manager, you can create strong, unique passwords for each account without worrying about remembering them. This ensures that if one account is compromised, the damage is limited to that account alone, rather than risking all your accounts.

Password managers come in various forms, including browser extensions, desktop applications, and mobile apps. Popular options include LastPass, 1Password, and Dashlane. When selecting a password manager, consider factors such as ease of use, security features, and compatibility with your devices and browsers.

Many password managers offer features like password generators, two-factor authentication, and secure sharing. A password generator helps create strong, random passwords that are virtually uncrackable. Two-factor authentication adds an extra security layer by requiring a code or token in addition to your password. Secure sharing allows you to share login information with family members or team members without compromising security.

In conclusion, a password manager is an essential tool for securing your accounts and personal information. It simplifies your digital life while improving your security. If you haven’t already, consider using a password manager for your online accounts.

1Password – Password Manager

1Password is widely regarded as one of the best password managers available today. Its strong security features, ease of use, and compatibility with multiple devices and browsers have earned the trust of millions.

One notable feature of 1Password is its ability to generate strong, unique passwords for each account. These passwords are securely stored within the app and can only be accessed with a master password or biometric authentication. This not only eliminates the need to remember numerous passwords but also significantly enhances your security by preventing brute force password cracking.

In addition to password management, 1Password offers two-factor authentication for added security. It also provides a secure sharing feature, allowing you to share login information without compromising security, which is especially useful for team or family members needing access to shared accounts.

1Password supports a range of devices and browsers, including Windows, Mac, iOS, and Android. You can easily synchronise your passwords across all your devices using your preferred cloud storage service, such as iCloud, Dropbox, or Google Drive.

In summary, if you’re seeking a reliable and secure password manager, 1Password is a superb choice. Its robust security features, user-friendliness, and broad compatibility make it one of the most popular password managers on the market today.

Dashlane – Password Manager

Dashlane is an effective password manager that generates, stores, and safeguards your passwords. Its key feature is the creation of strong, unique passwords for each account, enhancing your online security.

Dashlane remembers all your passwords, auto-filling them upon login, saving you time and hassle. It also offers two-factor authentication and a unique security score for each password, identifying weak ones that need changing.

Its secure note function allows you to store sensitive information like credit card details and passport information securely. This ensures all important information is stored in one place without the risk of loss or exposure.

Dashlane also offers a seamless form-filling function, saving time when completing online forms. It’s compatible with various devices and browsers, allowing access to your passwords and information anytime, anywhere.

In conclusion, Dashlane is an excellent tool for enhancing online security and simplifying digital life. With features like a strong password generator and secure note function, it’s a worthwhile long-term investment.

Bitwarden

Bitwarden is a powerful password manager that not only helps you keep track of your login credentials but also boosts your online security. This tool eliminates the need to remember complex passwords or write them down on sticky notes.

One of Bitwarden’s notable features is its ability to generate unique, strong passwords for all your accounts, protecting them from common password hacking, which is vital in today’s world of frequent hacking and data breaches.

Bitwarden also offers two-factor authentication, providing an additional security layer to your accounts. This means that even if someone obtains your master password, they would still need your phone or another device to access your accounts.

Another significant feature of Bitwarden is its capacity to store secure notes. This lets you safely keep sensitive information, like your credit card details or social security number, which you might not want to store in a plain text document. These notes can only be accessed with your master password, ensuring high security.

Bitwarden is compatible with various devices, including Windows, Mac, Linux, iOS, and Android. You can use Bitwarden on your desktop, laptop, smartphone, or tablet, allowing you to access your passwords and other information anytime, anywhere.

Finally, Bitwarden offers a unique feature called “vault health,” a score assigned to your Bitwarden vault based on different security factors. These factors include the strength and uniqueness of your passwords, whether you have two-factor authentication enabled, and if you have any weak or duplicate passwords. The goal is to achieve a perfect score and maintain your vault’s health for maximum security.

In conclusion, Bitwarden is an excellent choice for anyone looking to keep their online accounts safe and secure. With its robust password generator, two-factor authentication, secure notes, cross-device compatibility, and vault health feature, it’s clear why Bitwarden is a top choice for password managers.

(2FA) two-factor authentication

In today’s world, online security is paramount. The rising threat from hackers and cybercriminals stealing personal information necessitates every possible precaution for online safety. A robust method is employing two-factor authentication (2FA).

2FA is a security feature that enhances your online account protection. It requires two distinct forms of authentication before granting account access. Usually, this involves a password or PIN, coupled with a secondary verification step like a security question, biometric data, or a unique code sent to your phone.

Using 2FA offers several benefits. Primarily, it significantly complicates hackers’ attempts to access your online accounts. Even if they decipher or steal your password, they can’t bypass the second verification layer without physically accessing your device. This safeguards your sensitive data and personal information, such as financial details or login credentials.

Another 2FA advantage is its potential to deter identity theft. As hackers find it more challenging to access your accounts, they can’t gather much personal information, reducing identity theft risk. Many 2FA systems also deliver real-time alerts and notifications, enabling swift identification and response to potential security breaches.

To activate 2FA for your online accounts, you typically need to access your account settings and head to the security section. Here, you can opt for the 2FA feature and choose your preferred method, like entering a unique code or using biometric data. It’s critical to select a secure secondary verification method and keep it updated to maintain your account security.

In conclusion, two-factor authentication is a potent tool for enhancing online security. By providing an extra protection layer, it significantly lowers the risk of data breaches and identity theft. Therefore, whether you’re an individual user or a business owner, it’s vital to leverage this essential security feature to protect your sensitive data and personal information.

Yubico – YubiKey Strong Two Factor Authentication Device

Yubico is a top provider of robust two-factor authentication solutions, enhancing the security of online accounts and digital assets. Its main product, the YubiKey, is a compact, durable device designed to add an extra layer of protection to your online accounts and digital assets.

The YubiKey operates by requiring the user to insert the device into a USB port or tap it against a smartphone or tablet. This action triggers the key to generate a unique code, which is then entered into the account’s login screen. This additional layer of authentication ensures that only authorised users can access the account, even if their password or login credentials are compromised.

One advantage of Yubico’s YubiKey is its universal compatibility with a broad range of platforms and services. This includes well-known platforms like Google, Microsoft, Facebook, and Dropbox, as well as various cryptocurrency wallets and exchanges. This feature allows users to implement two-factor authentication across all their accounts and digital assets, without worrying about compatibility issues.

Another benefit of Yubico’s YubiKey is its simplicity and user-friendliness. Unlike other two-factor authentication solutions that require users to download and configure additional software or apps, the YubiKey can be activated with a simple tap or insertion. Also, since the YubiKey generates the second-factor code on the device itself, it’s immune to common phishing attacks that try to steal codes by duplicating the login screen.

In summary, Yubico’s YubiKey is a powerful two-factor authentication solution, providing users with an extra layer of security for their online accounts and digital assets. Its universal compatibility and ease of use make it a preferred choice for both personal and business use, particularly for those aiming to bolster the security of their cryptocurrency portfolios and other sensitive data.

Microsoft Authenticator App

The Microsoft Authenticator App, a widely used two-factor authentication solution, provides users with an additional layer of security for their accounts and digital assets. This app, which is free and easy to back up, can be downloaded from the app store on either Android or iOS devices.

To start using the Microsoft Authenticator App, users need to download it and add their accounts by scanning a QR code or manually entering a code. This links their account to the app, enabling two-factor authentication.

The app’s easy backup process is one of its many benefits. Users simply sign into their Microsoft account to back up their app settings to the cloud, allowing for easy restoration if they switch phones or need to reset their device.

The Microsoft Authenticator App is completely free, meaning users can secure their accounts and digital assets without incurring subscription fees or needing to download additional software.

In addition to easy backup and free use, the app offers a user-friendly interface with features like push notifications and biometric authentication, ensuring a customised and secure user experience.

In summary, the Microsoft Authenticator App is an excellent two-factor authentication solution for those seeking to secure their accounts and digital assets. It’s easy backup process, free usage, and secure features make it a convenient and safe choice for protecting sensitive information.

Google Authenticator App

Google Authenticator App is a highly recommended tool for safeguarding your digital assets and accounts. This free app, available on both Android and iOS devices, provides two-factor authentication to shield your information from cyber threats.

To use Google Authenticator, download the app from your device’s app store. Once downloaded, you can begin adding your accounts by scanning a QR code or manually entering a code to connect your account to the app.

One of the key benefits of Google Authenticator is its robust security. Unlike traditional passwords, which can be hacked or stolen, two-factor authentication provides an additional layer of protection. Even if someone acquires your password, they would still need physical access to your device to access your accounts.

Moreover, Google Authenticator offers a seamless backup process. Your account information is encrypted and stored on your device, ensuring your data’s safety even if you lose your device. This feature is crucial, especially considering the importance of two-factor authentication in thwarting cybercriminals.

Beyond its strong security and backup features, Google Authenticator offers a range of customizable options. This includes setting custom names for each account linked to the app, helping you manage your various logins. It also allows you to set up in-app notifications, useful for flagging any suspicious activity on your account.

In conclusion, Google Authenticator App is an essential tool for protecting your digital assets and accounts from hackers and cyber threats. Its user-friendly interface, secure encryption for account data backup, and customizable features make it one of the most advanced tools for two-factor authentication. By downloading this free app, you can secure your personal and business information.

The Importance of Using Masked Emails

Masked emails, also known as alias emails, are an excellent tool for protecting your online privacy and security. They act as proxy emails, forwarding messages to your actual email address and thus shielding it from companies and individuals who might misuse your data.

One significant advantage of using a masked email is its ability to keep your inbox organised and free from unnecessary clutter. Instead of using your primary email address to sign up for a new service or make a purchase, you can create unique aliases for each platform or vendor you interact with. This allows you to track which websites or vendors are sending you spam or unwanted emails, and disable or delete the aliases as needed.

Masked emails also provide an additional layer of security. By keeping your personal email address private, you reduce the risk of falling victim to phishing scams or being targeted by malicious actors. If a hacker or fraudster breaches the security of a website or vendor you interact with, they won’t have access to your real email address, reducing the likelihood of identity theft or further attacks.

There are various options available for creating masked emails. For instance, iCloud provides email aliases for its users, while Fastmail allows you to create multiple identities with different email addresses. Additionally, password managers like 1Password offer tools to generate customised, unique email addresses for every online account you have, further simplifying the process of keeping your inbox clutter-free and secure.

In conclusion, the importance of using masked emails cannot be overstated. By creating aliases for each service or website you use, you can protect your privacy, reduce your vulnerability to online threats, and keep your inbox organised. So consider using a masked email next time you sign up for a new online account or make a purchase to keep your personal information safe.

Browsers for daily usage

When it comes to daily browsing activities, a reliable and efficient browser can make a significant difference. Two popular options are Microsoft Edge and Firefox. Let’s examine what each browser offers.

Microsoft Edge is a superb choice for those who favour a contemporary and streamlined browsing experience. It provides outstanding performance and reliability, making it perfect for daily browsing. Moreover, Edge features “Collections” that allow you to organise and save crucial web content for future reference. It also incorporates a built-in password manager that can securely store and autofill your login details for various sites.

For those who like to keep their general browsing separate from other activities, such as work or personal use, Firefox is an excellent alternative. Firefox’s “Multi-Account Containers” feature lets you create distinct browsing environments for different activities. For instance, you can have one container for personal browsing, another for work-related activities, and so on. This feature helps keep your web activity organised and secure.

Firefox also offers a plethora of add-ons and extensions that can enrich your browsing experience. These add-ons can help block ads, safeguard your privacy, and boost your productivity. Additionally, Firefox’s “Reader View” mode allows you to declutter web pages, making them easier to read.

In conclusion, both Microsoft Edge and Firefox are stellar choices for daily browsing activities. Edge provides a modern and streamlined experience, while Firefox offers more customization and privacy options. Test both browsers to determine which one suits you best.

Browser for cryptocurrencies

If you’re an avid cryptocurrency investor or enthusiast, you may want to consider using the Brave browser for your crypto activities. Brave is an open-source browser that is built with a focus on privacy, security, and speed. It also has features that can make your crypto experience more convenient.

One of the key features that makes Brave ideal for crypto activities is its built-in support for various crypto wallets. This means that you can easily connect your favourite crypto wallet to Brave and manage your crypto funds directly from the browser. This feature eliminates the need to switch between multiple apps or windows when handling your crypto assets.

In addition to wallet support, Brave also has a built-in feature called Brave Rewards that can allow you to earn cryptocurrency while browsing the web. With Brave Rewards, you can opt-in to see privacy-respecting ads and earn Brave’s native cryptocurrency, BAT (Basic Attention Token). The earned tokens can then be used to support your favourite websites or content creators.

Another advantage of using Brave for your crypto activities is its focus on privacy and security. The browser is designed to block ads and trackers by default, meaning that you can browse the web without worrying about being tracked or having your data collected. Additionally, Brave uses a decentralised system called BAT Ads to deliver ads, which ensures that your data stays private and secure while you earn rewards.

Overall, if you’re someone who frequently engages in crypto activities, Brave could be the ideal browser for you. Its focus on privacy, security, and speed, along with features like built-in wallet support and Brave Rewards, make it an excellent choice for managing your crypto assets.

Safe Deposit Box

In the world of cryptocurrency, safeguarding private keys and sensitive information is crucial, given the irreversible nature of transactions and the high value of digital assets. One emerging solution to protect crypto holdings is the use of a Safe Deposit Box—a secure storage method specifically designed for private keys, recovery phrases, and other essential credentials needed to access cryptocurrency wallets. These digital safe deposit boxes are typically offered by custodial services, banks, or specialised vault companies, providing added protection against theft, loss, or damage.

Just as traditional safe deposit boxes secure physical valuables like documents and jewellery, crypto safe deposit boxes protect digital assets with advanced encryption and physical security. Unlike traditional wallets stored on a user’s device, these vaults can be accessed only by authorised parties through multiple layers of security, such as multi-signature authentication, biometric access, or two-factor authentication (2FA). This makes it much harder for malicious actors to compromise the safety of digital assets. If you have purchased 3 Tangem cards, the other card can be stored in the safe deposit box, as a seedless phrase card.

Crypto safe deposit boxes are particularly beneficial for high-net-worth individuals or institutions with large cryptocurrency holdings who may want to mitigate the risk of hacking, phishing attacks, or simple human error. Additionally, these vaults aid in estate planning by providing a secure, organised way for heirs or trusted individuals to access digital assets in an emergency or after death.

Store the passphrase offline, away from internet-connected devices and away from safe deposit boxes, to protect it from being stolen through hacks or malware. Passphrase is your last door to your funds. Tangem call passphrase the Access Code, if you are opting for the recommended method of using seedless phrase feature on Tangem Cards. By keeping passphrase or access code in your mind, you can significantly reduce the risk of losing access to your crypto assets and ensure your passphrase remains secure from theft or compromise. 

In a world where digital theft is rising and crypto wallets are prime targets for cybercriminals, using a secure crypto-safe deposit box ensures peace of mind by safeguarding assets in a trusted and reliable manner.

Conclusion

Investing in cryptocurrency can be a great opportunity for growth and diversification within your portfolio. However, it’s important to understand the risks and do your research before investing. Consider factors such as your time horizon, risk tolerance, and transaction fees when deciding which cryptocurrencies to invest in.

There are numerous options for investing in cryptocurrency such as direct exposure to individual cryptocurrencies, indirect exposure through financial products, and exposure to multiple cryptocurrencies through diversified portfolios. It’s important to weigh the pros and cons of each approach and choose the one that aligns with your investment goals.

While cryptocurrency may be a volatile asset class, it can also offer high potential for returns. Approach cryptocurrency investing with caution and always be mindful of the risks involved. With the right knowledge and strategy, cryptocurrency can offer a unique opportunity to diversify your portfolio and potentially earn significant returns.

As always, before investing in any type of asset, be sure to consult with a financial advisor and do your own due diligence to ensure that your investments align with your overall financial goals and objectives. Thank you for reading my extensive research. This was the theoretical part, and to complement the theory, follow the ten (10) practical steps below.

 

Practical Tasks – Step by Step

Walkthrough, From Zero to Hero: A Comprehensive Step by Step Guide to Investing in Cryptocurrencies

Step 1 – Important things Needed for Exploring Crypto.

Here are the things you will need to navigate through cryptocurrency.

it is advisable not to use your employer’s devices if you’re employed:

1. Laptop, computer, or Mac – I use a MacBook Pro, which you likely already own a computer device.
2. Internet antivirus, cyber security software, and anti-malware – I use Kaspersky Total Security, which you may already have an alternative.
3. Install Brave Browser, Carbon Browser, and Microsoft Edge.
4. Phone (iPhone or Android device) – I use an iPhone, which you probably already own an iPhone or Android device.
5. Install the following apps: CoinGecko, 1Password, Microsoft Authenticator, Zelcore wallet. Other apps that you might need: TronLink, Pera Algo Wallet, Keplr wallet, Kaspium, Paxful, Wise, Nexo, Uphold.
6. Two Factor Authenticator – I use Microsoft Authenticator, or you can buy NFC Yubico, which is highly recommended – YubiKey 5 NFC FIPS USB-A $85.

The total Costs: $0

 

Step 2 – Get a free US and UK address for International Direct Shipping to your Country.

Register on MyUS to obtain free US and UK shipping address.

By setting up your very own personalised MyUS shipping address, you are taking a significant step towards streamlining your international shipping process. Simply create a free account on MyUS, effortlessly configure your account settings, and seamlessly link it to your preferred delivery address. From this registration you will have two options to receive the shipping via UK or US address. The best part? This exceptional service comes at no cost to you, enabling you to manage your shipments with ease while saving valuable time and money in the process.

 Your newly registered details won’t grant you access, claiming an incorrect password or email until you take action. You must send MyUS a message via Facebook Messenger to activate your email, which in turn activates your suite, which is your delivery address. This process is manual, not automatic. Once completed, you’ll receive confirmation to change your password. Only then will you be able to log in and have everything in order. Go to My Account Settings and add your physical address immediately under Shipping Preferences, Default Shipping Address, International Shipping Options and Tax I.D. Review the other settings and customise them to your preferences, Payment Method: to pay your shipping from MyUS to your physical address. Membership Profile: Single Package (free – Only pay for shipping fees). To Choose the most affordable courier company, go to Shipping Calculator on the home page, to estimate the shipping rates then update Shipping Preferences, International Shipping Options.

Step 3 – Purchase Hardware Wallet, using US or UK Shipping Address.

Purchasing a cold storage hardware wallet is a way of investing in security. It is the best step to secure your cryptocurrency funds. Taking control into your own hands by controlling your own crypto wallet is Self-Custody by removing crypto from CEX wallet. When setting up your hardware wallet add the PassPhrase also known as 25th word, this word should never be written on an internet or computer but only on your mind. 24 words + PassPhrase (secret word) = Secure wallet.

The best crypto wallet:

• Tangem 3 cards are priced at $69.90, but you can get them at a discounted price of $62.91 with the coupon code: DVTB8M
• Safepal S1 Pro is priced at $89.
• Keystone 3 Pro is priced at $129, but you can get it at a discounted price of $92.88 with the coupon code: holdyourseed
• Trezor Safe 5 is priced at $179.
• Onekey is priced at $278.
• Ngrave Zero is priced at EUR398.00.
• Ledger Nano X or Ledger Stax is priced at a minimum of $149. Remember to buy extra cables and always use their native cables to avoid charging it at high voltage and destroying the battery. It is Best for Smart Contract Blockchains, such as Ethereum Virtual Machine – EVM Chains.

I personally use Keystone 3 Pro, Tangem, and Ledger Nano X. My favourite is Keystone 3 Pro, which has 3 built-in wallets and followed by Tangem and Trezor Safe 5.

Stamp Seed – You may consider stamp seed 3X plates to permanently store your seed phrase on steel paper rather than on a paper document that comes with hardware wallet which might burn, in the event that your house burns. These plates may be kept inside a locked safe. Titanium Stamping Kit = $120 + 2X extra unique different plates at $76 = $196 or buy it later when you are taking some profits. At this price you will get 3 plates to be used with 3 hardware wallets of your choice.

While waiting for your hardware wallet order to be delivered, consider using the Zelcore Wallet app.

Get Tangem Wallet, the total cost for Tangem Wallet: $62.91 (however I also bought Keystone 3 Pro is $92.88, Safepal S1 Pro $89  and Ledger Nano X $149).

Manage your Hardware wallet addresses into memorable words. FIO Protocol. 

Step 4 – A Paid Password Manager Is Essential, but optional.

A paid password manager is essential, however is not a must to have.

Consider dividing responsibilities related to 2FA; avoid using all-in-one software features, and use Yubico or Microsoft Authenticator App separately from a Password Manager. Here are some options:

• 1Password $36 annual fee
• Dashlane $60 annual fee
• Bitwarden $10 annual fee

I use 1Password and renew annually during Cyber Black Friday to receive additional discounts.

The Total Costs for 1Password: $36

 

Step 5 – Register and Complete the KYC on CEX.

Register and complete the KYC process on reputable Central Exchanges (CEX).

To avoid KYC issues, ensure your names are registered in the same order as on your ID or passport document. Your address should match the one on your municipal bill or other proof of residence. Familiarise yourself with the acceptable KYC documentation required by each CEX. All of my favourite coins are traded on the following CEX, and you will need at least the first 10 CEX. Top Crypto Exchanges to buy and sell cryptocurrencies:

• • Binance

• OKX

• ByBit

• MEXC

• BitGet

• Gate.io

• KuCoin

• XT

• EasyCrypto

• Wise

• Uphold and Wise

• AscendEx

• CoinEx

• Huobi

• BKEX

• Coinbase 

• Crypto.com

• Kraken

• Nexo 

  

Step 6 – Deposit Fiat or Funds Into Cryptocurrency CEX.

Deposit funds into cryptocurrency or converting cash into cryptocurrency.

Convert your chosen investment amount from traditional money into cryptocurrency. The method of conversion doesn’t matter; what’s important is to compare the costs that Central Exchanges take from your deposit. This could be through Bitcoin $BTC, Ethereum $ETH, Algorand $ALGO, Ripple $XRP, or Kaspa $KAS. Ideally, you should convert that crypto into $USDT or $USDC stablecoin, which is pegged to $1. While your funds are stable in CEX, consider getting my favourite list on the home page and decide which ones to pick. Diversifying into five options is better than choosing just one.

The entry and withdrawal fees on lesser-known CEX can be significant, but they shouldn’t be the main barrier. I will recommend investing $500 so that you could see a small growth on your investment, the fees will be less than $50. Choose your preferred method below:

• Binance allows credit card deposits. I instantly transferred my funds from a bank account to CEX, then converted them into $USDT. The Peer to Peer (P2P) trading on Binance is impressive, taking less than an hour.
• OKX‘s Peer to Peer (P2P) trading is fantastic and takes less than 30 minutes.
• ByBit allows credit card deposits. Its Peer to Peer (P2P) trading is excellent and takes less than 30 minutes.

• BitGet allows credit card deposits. The Peer to Peer (P2P) trading is excellent here and it takes less than 30 minutes.
• Wise – I transferred my funds from my bank account to Wise instantly using a credit or debit card, then converted the funds to USD or GBP. I then transferred the money from Wise to Uphold, which took 3 to 5 working days. Once in Uphold, I converted the USD or GBP into $ALGO or $XRP. I then transferred $ALGO or $XRP from Uphold to any CEX. Once received in the CEX that trades $ALGO or $XRP, finally convert it to USDT. Uphold has an Apple Pay enabled feature.
• Uphold – Firstly, I used Apple Pay to deposit funds and also bank transfer works. I then transferred my funds from my bank account to Wise instantly and converted the funds to USD or GBP. This money was then transferred from Wise to Uphold, which took between 3 to 5 working days. Once on Uphold, I converted the USD or GBP into $ALGO or $XRP. I then transferred $ALGO or $XRP from Uphold to any CEX. Once received in the CEX that trades $ALGO or $XRP, I convert it to USDT.
•  Easycrypto provides a simple method for depositing funds into crypto. I transferred my funds from my bank account to purchase Algorand $ALGO or Ripple $XRP on Easycrypto. This platform automatically transfers the purchased $ALGO or $XRP to my CEX wallet address that trades in $ALGO or $XRP, instantly. Once received in that CEX wallet address, I then convert it to $USDT. It is a smooth automatic in and out transfer.
• Paxful will always be available for P2P trading using Bitcoin $BTC, especially for countries without locally registered CEX, to deposit funds. Once $BTC is obtained, it can be transferred to any CEX, such as Binance, and then converted to $USDT.
• VALR allows credit card deposits. I instantly transferred my funds from my bank account to CEX, then converted the funds into $USDT. Then converted the funds into $ALGO or $XRP to be able transfer to another CEX.
• LUNO allows credit card deposits. I instantly transferred my funds from my bank account to CEX, then converted the funds into $BTC to be able to transfer to another CEX.
• Coinbase (US & European preferred CEX)
• Crypto.com (US & European preferred CEX)
• Kraken (US & European preferred CEX)
• Nexo (US & European preferred CEX)

  

Step 7 – Buying Crypto, Choosing your crypto to invest into from the Downloaded Excel List.

Buying Crypto, Choose your crypto to invest into from my latest excel spreadsheet as at 05 May 2025, named CopyMyCrypto. This is the best all in one portfolio manager and exit strategy, it will help you to monitor your investment and to filter out noise on price volatility. Transfer funds between any CEX that are in Step 5, in order to get your desired crypto. This depends on where the crypto is listed or available for trading.

Deposit into another CEX, to acquire your chosen crypto, and transfer it into your hardware wallet (Step 3). The list will direct you to which CEX that trades your selected crypto coins.

Note: Before transferring crypto funds, be aware of high fees and the speed of transferring cryptocurrency. For instance, USDT fees might be costly to transfer, varying across different CEXs, and can range from $1 to $20 depending on the CEX. The transfer speed is typically 5 to 10 minutes. Bitcoin $BTC takes 30 to 60 minutes, while most altcoins take 5 to 10 minutes.

Ideally, the speed should be between 1 and 5 minutes, and the fees should range between $0.10 and less than $1.00 on the below tokens. Finality has to be met first, if you want to withdraw out of the CEX to another wallet or to Fiat Bank, but the coins will be tradable within the CEX even though the finality is not yet met, example if you want to convert to stable or other crypto. Please note that CEX finality is not the same as the onchain finality, CEX will always take their time to allocate funds to the correct account. Below are 10 reliable routes that are efficient to transfer crypto value within CEX platforms:

• • Algorand $ALGO
  • Ripple $XRP 
  • Solana $SOL
  • Sui $SUI 
  • Ethereum $ETH using Arbitrum/Base network (20 minutes finality) or Zksync (24 hours finality).
  • Monero $XMR

• Dogecoin $DOGE

• Kaspa $KAS

• Bitcoin $BTC (40 – 60 minutes finality)

Please note that $XRP will require Address and Memo to transfer between CEX, while Hardware wallets do not require Memo, only Address is required. Most cryptocurrencies in CEX require Address and Memo to Deposit or to Receive except hardware wallet and software wallets.

My first option, I prefer to transfer between CEX using Algorand $ALGO as I am low on liquidity. It is very cheap on fees and very fast to process as transfered to another wallet less than 3 minutes, another advantage is that it does not require Memo, only wallet address is required. Ideally for capital investment ranging $25 – $10000. Fees $0.10 – $2. Also take note of the new blockchain Sui $SUI is very fast and cheaper, better than Algorand $ALGO it does not require Memo, only wallet address is required.

My second option is Ripple $XRP but you should remember that Memo is required with an Address of $XRP. It is the best option for those who have larger liquidity. It is very cheap on fees and very fast to process be transfered to another wallet in less than 3 minutes. The downside is that it require both wallet address and Memo to transfer between CEX to avoid loosing funds. Ideally for capital investment ranging $25 – $50000. Fees $0.10 – $1.

My third option is Ethereum $ETH, but you should confirm that the CEX destination wallet address has option of Arbitrum or Base network which are Ethereum L2 to take advantage of cheaper fees. This is best for whales and it takes 20 – 30 minutes for the funds to arrive in CEX. The advantage is that it does not require Memo, only wallet address is required. The downside is that it takes time, up to 30 minutes to be finalised as transferred to another wallet. However, ZkSync network as Ethereum L2 takes 5 minutes for the transaction to be finalised onchain, but on CEX platform it might take 24 hours. Ideally for capital investment ranging above $1000 to unlimited. Fees $0.10 – $3.

My final option is Bitcoin $BTC this is best for whales and it takes 40 – 60 minutes for the funds to arrive in CEX. The advantage is that it does not require Memo, only wallet address is required. The downside is that it takes up to 60 minutes to be finalised as transferred to another wallet. Ideally for capital investment ranging above $1000 to unlimited. Fees $6 – $10.

Do not ever leave your crypto in CEX platform, you must withdraw all of them into your hardware wallet. Use CEX like a public rest room, in and out. Never fall in love with the centralised cryptos platforms, their risks relies on how favourable are the regulations towards them, in my opinion i view them as companies, they will brutally use your funds for their own gains. Whether it is a Tier 1 CEX, whether Blue, Yellow, Green or Purple branded crypto platform, it is your responsibility to buy the easy to use hardware wallet like Tangem and be safe and secure like a pro. Prioritise safety and security, the cost of starting from scratch is far very expensive when compared with withdrawal fees to hardware wallet. The withdrawal fees should be very less when compared to the Banking fees. Do not Trust crypto companies, but rather verify onchain that you possess your crypto funds in your hardware wallet.

Note: Do a test withdrawal of $15 value, once the crypto is received and confirmed into your hardware wallet then finally transfer the entire remaining crypto from CEX. Each Crypto is different and therefore the test withdrawals can be done once on the specific cryptocurrency to test the functionality of your hardware wallet. This is done to test if the hardware wallet can Deposit or Receive in and can Sent or Transfer out. 

Fees to transfer between CEX, averagely = $0.10 or less than $1 – using $SUI or $ALGO or $XRP. Fees for transferring from CEX to your hardware wallet will range between $5 to $20 for $BTC, $ETH and newer coins, also depending on CEX fees.

  

Step 8 – Selling Crypto Into Stablecoins, Taking Profit.

Selling Crypto Into crypto Stablecoins ($USDT, $FDUSD, $USDC), Taking Profit

Review your crypto growth on CoinGecko to identify the CEX with more liquidity. Liquidity refers to the daily trading volume of a specific CEX. It’s easier to sell where the trading volume is higher to avoid slippage. I prefer to hold stablecoins in their native networks blockchain such as, $USDT on Tron blockchain $TRX, you may also look into the open network $TON, BSC $BNB, Mantle blockchain $MNT and Arbitrum Ethereum L2 $ETH. Secondly, $FDUSD on Binance Smart Chain(BSC) blockchain $BNB or Sui blockchain $SUI. Thirdly, $USDC on Base/Arbitrum/Optimisim blockchain as Ethereum L2 $ETH or Solana blockchain $SOL or Sui blockchain $SUI or Algorand blockchain $ALGO or Polygon blockchain $POL and Avalanche C-chain $AVAX.

 Important Note, always do test transaction:

• Send a $15 test transaction to ensure everything goes as planned, then proceed with the amount you wish to sell.
• Sell all your crypto in CEX to acquire $USDT.
• Send a $15 test transaction of $USDT to your hardware wallet, followed by the entire $USDT.
• This stablecoin can be kept for rainy days or future bear market investments.
• Tron network native Stablecoin $USDT, it is the 1st stablecoin to be used in crypto and it is the most preferred and most reconised globally by crypto users.
• Binance second main partner Stablecoin First Digital USD $FDUSD is my second best USD I prefer from $USDT. It also natively available on Sui and Binance Smart Chain blockchains.
• Coinbase partner Stablecoin $USDC it is more recognised in EU and US counties. 

 

Step 9 – Withdrawing Crypto Into a Traditional Bank Account, Fiat Currency.

Withdrawing crypto into a traditional bank account, fiat currency or cash.

You should plan to pay taxes on your cryptocurrency gains. Inform the tax practitioners in your country that you anticipate receiving a specific amount and wish to pay Capital Gains Tax or treat daily trading profits as normal income tax, similar to salaries. However, this varies by country. Reach out to your local tax authorities.

Most countries have traditional CEXs that trade Bitcoin (BTC), which also provide the option to withdraw to your local bank accounts.

If the local CEX doesn’t receive USDT, then acquire BTC and withdraw BTC to the locally registered CEX or for P2P trading.

• Binance works well in Africa.
•  VALR works well in Africa
• LUNO works well in Africa
• Coinbase, Crypto.com, Kraken, Upholding, Nexo works well in Europe and Americas
•  Oobit allows you to use a crypto debit card to spend your $TON or $XRP or $TRX or $BTC or $USDT or $USDC on traditional marketplaces also Nexo and Crypto.com offer this services.

 

If there’s no locally registered CEX in your country, then Peer to Peer (P2P) will be your best option. However, always ensure you comply with your local laws. Additionally, you might consider using a VPN.

• Binance
•  Paxful

 

Step 10 – Get News, Updates and Upgrades.

News, Updates and Upgrades.

Always stay updated with crypto news on Twitter to catch new narratives, trends, or speculations.

Twitter or X:

• @altcoindailyio
• @thescalpingpro
• @TheBTCTherapist
• @BTC_Archive
• @BitcoinMagazine
• @SimplyBitcoinTV
• @altcoinbuzzio
• @getbeanstock
• @DrProfitCrypto
• @CryptoCito
• @CryptoReviewing
• @ParabolicPump
• @ourcryptotalk
• @DreadBong0
• @realhus2
• @0xHoldYourSeed

Please consider donating to support my effort, as I believe I have saved millions of dollars that could have otherwise been lost due to a lack of this specific knowledge. Consider donating to my registered domain wallets, using popular blockchains:

 holdyourseed@wallet

Bitcoin $BTC: bc1quh2f4cl6xm5fnk3evmq95psk6w0he7glrzklxf

Kaspa $KAS: kaspa:qqhxu6pnrae6d0g73797az53x9gwm5rqf3vyejkserpluujf8wzexwexzry9h

Dogecoin $DOGE: DK2UXrm9P3WJ29Crfwtb8YTvocEhFSFtFR

Algorand $ALGO: VVKJV7NFO63FKL6CLXUPQYX2AK3QFXZRV4XAWC46VHA6GLC6EQGO25RPLU

Monero $XMR: 4AyPpqQ5KmhEP8mW3MRia5db82UEGwgij9ojkq2y3BpkRh3iNTS2HCDNViPDCq2y7cWU3xauxrdkVjTJZR9Msbt3D2s7CBk

TON network $TON: UQCt2EUG54EpzowZ9G9w68B9zvgJ_I8O18uVsitmGCJMuYe0

Tectum TET 12 $TET: R9048Ry1irpJsFT7Mq5ErqbXRbnue6X1

Tectum ERC20 $TET: 0xb6eb3d02520030789a1da5321e980cd6817c1dfd

Ethereum $ETH ERC20/L2: 0xFe6016A4c83a460A1a8f8F6a1e77EcC748Ea8AC5

Ethereum $USDT/$USDC: 0xFe6016A4c83a460A1a8f8F6a1e77EcC748Ea8AC5

Ripple $XRP: rDrwSbUJXKBdEW8raABbjvEdwv1Lrd2bbh

Tron TRC20 USDT/USDC: TBQAj1sYMHdZr2fSkQ5BgaKsRiMdLYq5nq

Sui $SUI: 0xf45293781afeb67fe93398c23643cb192518e60b0f13773e428a4a2461613572

Solana $SOL: CTntUkLmd9WkWuHSvnZQP3oDyfguqs1x8MKpsZDHUzxV

Internet Computer $ICP: 78f40c194bbc2373c4ad9dbe4f92a2707b89faa30c8731ee4521adadf57812d1

Rune $RUNE: thor10druljnsjwrzjhkj460hmaxveewmx0wvdsuzkp

Remember to upgrade your gadgets, both software and hardware to improve security, as you can afford to purchase from anywhere.

• Yubico
• stampseed
• Solana Saga
• Amazon